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Single Family ResidenceResidential
$270,943$242 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $235,000 on Oct 31, 2023

109 MAIN ST

SECRETARY, MD 21664
2
Baths
1,120 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1978
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$271K
$252K low$290K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$235,000 · Oct 31, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,171 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$216,800 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$180,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$253,100

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.23 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyDORCHESTER
Lot (acres)The size of the land the home sits on, from county records.0.15
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Electric
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 672 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Warwick Elementary SchoolB+
Elementary · Grades PK–5 · 0.4 mi
M
North Dorchester Middle SchoolB
Middle · Grades 6–8 · 4.5 mi
H
North Dorchester High SchoolC
High · Grades 9–12 · 4.5 mi

District: Dorchester County Public Schools

Neighborhood · ZIP 21664These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.194
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.29

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.15
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.130 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,042
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,147
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Main St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 75% of homes in Secretary 21664
  • Costs more per square foot than 92% of homes in Secretary 21664
  • Smaller than 76% of homes in Dorchester County
  • Has a smaller lot than 86% of homes in Secretary 21664
  • Newer than 66% of homes in Secretary 21664

What homes are worth in Secretary 21664

Each bar is how many homes fall in that price range. The marker is this home.

This home
$88K$422K

This home is worth more than 75% of homes in Secretary 21664.

How it measures up in Secretary 21664

The dot is this home. The mark in the middle is the typical home in Secretary 21664.

Estimated value$270,943
CheaperTypical $229,925Pricier

Pricier than 75% of homes nearby

Price per ft²$242
CheaperTypical $179Pricier

Pricier than 92% of homes nearby

Living area1,120 ft²
SmallerTypical 1,176 ft²Bigger

Bigger than 36% of homes nearby

Lot size0.15 ac
SmallerTypical 0.25 acBigger

Bigger than 14% of homes nearby

Year built1978
OlderTypical 1974Newer

Newer than 66% of homes nearby

How 109 Main St ranks against every home in each area.
MeasureThis homeSecretary 21664Dorchester County
Estimated valuepricier than$270,94375% of homes53% of homes
Price per ft²pricier than$24292% of homes84% of homes
Living areabigger than1,120 ft²36% of homes24% of homes
Lot sizebigger than0.15 ac14% of homes18% of homes
Year builtnewer than197866% of homes57% of homes

About 109 Main St

How much is 109 Main St, Secretary, MD worth?

The TopHap Estimate for 109 Main St, Secretary, MD is $270,943 as of Aug 30, 2026. The likely range is $252,255 to $289,631. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Main St, Secretary, MD last sell?

109 Main St, Secretary, MD last sold on Oct 31, 2023 for $235,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 109 Main St, Secretary, MD?

109 Main St, Secretary, MD has 2 bathrooms, 1,120 square feet of living space and a 0.15-acre lot.

When was 109 Main St, Secretary, MD built?

109 Main St, Secretary, MD was built in 1978, making it 48 years old. It is a conventional home. The building has 1 story.

What schools serve 109 Main St, Secretary, MD?

109 Main St, Secretary, MD is assigned to Warwick Elementary School (elementary), rated B+; North Dorchester Middle School (middle), rated B; North Dorchester High School (high), rated C. All sit in Dorchester County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Main St, Secretary, MD compare to other homes in Secretary 21664?

Among the 228 homes in Secretary 21664, it is worth more than 75% of them ($270,943 against a typical $229,925), its price per square foot is higher than 92% of them ($242 against a typical $179), it is bigger than 36% of them (1,120 ft² against a typical 1,176 ft²), its lot is bigger than 14% of them (0.15 ac against a typical 0.25 ac) and it is newer than 66% of them (1978 against a typical 1974). Measured against all of Dorchester County, it is worth more than 53% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Main St, Secretary, MD?

The 2025 property tax bill for 109 Main St, Secretary, MD was $2,171. The county assessed it at $216,800.

More homes on Main St

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Assigned schools

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