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Single Family ResidenceResidential
$307,885$219 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

109 MARY ST

OSWEGO, IL 60543
3
Beds
2
Baths
1,408 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.22 ac
Lot SizeThe size of the land the home sits on, from county records.
1978
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$308K
$287K low$329K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,147 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$88,653 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$18,767
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$69,886
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$88,653
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$265,959

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.20
67
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
27
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.35 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Raised Ranch
CountyKendall
Lot (acres)The size of the land the home sits on, from county records.0.22
ConstructionThe main material the home's frame and walls are built from.Brick
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Gas
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Fox Chase Elementary SchoolA-
Elementary · Grades KG–5 · 0.4 mi
H
Oswego High SchoolA-
High · Grades 9–12 · 1.7 mi
M
Traughber Junior High SchoolB-
Middle · Grades 6–8 · 2.7 mi

District: Oswego Community Unit School District 308

Neighborhood · ZIP 60543These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.72
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.51

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.49,227
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,097 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$116,485
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$134,927
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Mary St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 81% of homes in Oswego 60543
  • Costs more per square foot than 74% of homes in Oswego 60543
  • Smaller than 83% of homes in Oswego 60543
  • Has a smaller lot than 68% of homes in Oswego 60543
  • Older than 83% of homes in Oswego 60543

What homes are worth in Oswego 60543

Each bar is how many homes fall in that price range. The marker is this home.

This home
$190K$761K

This home is worth more than 19% of homes in Oswego 60543.

How it measures up in Oswego 60543

The dot is this home. The mark in the middle is the typical home in Oswego 60543.

Estimated value$307,885
CheaperTypical $419,433Pricier

Pricier than 19% of homes nearby

Price per ft²$219
CheaperTypical $196Pricier

Pricier than 74% of homes nearby

Living area1,408 ft²
SmallerTypical 2,132 ft²Bigger

Bigger than 17% of homes nearby

Lot size0.22 ac
SmallerTypical 0.25 acBigger

Bigger than 32% of homes nearby

Year built1978
OlderTypical 2001Newer

Newer than 17% of homes nearby

How 109 Mary St ranks against every home in each area.
MeasureThis homeOswego 60543Kendall County
Estimated valuepricier than$307,88519% of homes26% of homes
Price per ft²pricier than$21974% of homes74% of homes
Living areabigger than1,408 ft²17% of homes20% of homes
Lot sizebigger than0.22 ac32% of homes36% of homes
Year builtnewer than197817% of homes21% of homes

About 109 Mary St

How much is 109 Mary St, Oswego, IL worth?

The TopHap Estimate for 109 Mary St, Oswego, IL is $307,885 as of Sep 24, 2026. The likely range is $287,262 to $328,508. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 109 Mary St, Oswego, IL?

109 Mary St, Oswego, IL has 3 bedrooms, 2 bathrooms, 1,408 square feet of living space and a 0.22-acre lot.

When was 109 Mary St, Oswego, IL built?

109 Mary St, Oswego, IL was built in 1978, making it 48 years old. It is a raised ranch home. The building has 2 stories.

What schools serve 109 Mary St, Oswego, IL?

109 Mary St, Oswego, IL is assigned to Fox Chase Elementary School (elementary), rated A-; Oswego High School (high), rated A-; Traughber Junior High School (middle), rated B-. All sit in Oswego Community Unit School District 308. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Mary St, Oswego, IL compare to other homes in Oswego 60543?

Among the 13,628 homes in Oswego 60543, it is worth more than 19% of them ($307,885 against a typical $419,433), its price per square foot is higher than 74% of them ($219 against a typical $196), it is bigger than 17% of them (1,408 ft² against a typical 2,132 ft²), its lot is bigger than 32% of them (0.22 ac against a typical 0.25 ac) and it is newer than 17% of them (1978 against a typical 2001). Measured against all of Kendall County, it is worth more than 26% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Mary St, Oswego, IL?

The 2024 property tax bill for 109 Mary St, Oswego, IL was $6,147. The county assessed it at $88,653.

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Assigned schools

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