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Single Family ResidenceResidential
$239,488$147 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

109 MORGAN ST

OLIVER SPRINGS, TN 37840
2
Baths
1,632 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.62 ac
Lot SizeThe size of the land the home sits on, from county records.
1964
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$239K
$212K low$267K high

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$51,825 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,075
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$42,750
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$28,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$207,300

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyRoane
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1986
Lot (acres)The size of the land the home sits on, from county records.0.62
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 152 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Oliver Springs Middle SchoolC-
Middle · Grades 6–8 · 0.3 mi
H
Oliver Springs High SchoolB-
High · Grades 9–12 · 0.4 mi
E
Dyillis Springs Elementary SchoolB-
Elementary · Grades PK–5 · 2.4 mi

District: Roane County School District

Neighborhood · ZIP 37840These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.108
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.131

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.5%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.10,372
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.102 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,972
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,262
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.60 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Morgan St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 76% of homes in Roane County
  • Bigger than 70% of homes in Oliver Springs 37840
  • Has a smaller lot than 69% of homes in Oliver Springs 37840
  • Older than 72% of homes in Roane County

What homes are worth in Oliver Springs 37840

Each bar is how many homes fall in that price range. The marker is this home.

This home
$62K$622K

This home is worth more than 54% of homes in Oliver Springs 37840.

How it measures up in Oliver Springs 37840

The dot is this home. The mark in the middle is the typical home in Oliver Springs 37840.

Estimated value$239,488
CheaperTypical $228,397Pricier

Pricier than 54% of homes nearby

Price per ft²$147
CheaperTypical $171Pricier

Pricier than 32% of homes nearby

Living area1,632 ft²
SmallerTypical 1,328 ft²Bigger

Bigger than 70% of homes nearby

Lot size0.62 ac
SmallerTypical 1 acBigger

Bigger than 31% of homes nearby

Year built1964
OlderTypical 1979Newer

Newer than 30% of homes nearby

How 109 Morgan St ranks against every home in each area.
MeasureThis homeOliver Springs 37840Roane County
Estimated valuepricier than$239,48854% of homes36% of homes
Price per ft²pricier than$14732% of homes24% of homes
Living areabigger than1,632 ft²70% of homes57% of homes
Lot sizebigger than0.62 ac31% of homes40% of homes
Year builtnewer than196430% of homes28% of homes

About 109 Morgan St

How much is 109 Morgan St, Oliver Springs, TN worth?

The TopHap Estimate for 109 Morgan St, Oliver Springs, TN is $239,488 as of Sep 24, 2026. The likely range is $212,366 to $266,610. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 109 Morgan St, Oliver Springs, TN?

109 Morgan St, Oliver Springs, TN has 2 bathrooms, 1,632 square feet of living space and a 0.62-acre lot.

When was 109 Morgan St, Oliver Springs, TN built?

109 Morgan St, Oliver Springs, TN was built in 1964, making it 62 years old. The building has 1 story.

What schools serve 109 Morgan St, Oliver Springs, TN?

109 Morgan St, Oliver Springs, TN is assigned to Oliver Springs Middle School (middle), rated C-; Oliver Springs High School (high), rated B-; Dyillis Springs Elementary School (elementary), rated B-. All sit in Roane County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Morgan St, Oliver Springs, TN compare to other homes in Oliver Springs 37840?

Among the 4,240 homes in Oliver Springs 37840, it is worth more than 54% of them ($239,488 against a typical $228,397), its price per square foot is higher than 32% of them ($147 against a typical $171), it is bigger than 70% of them (1,632 ft² against a typical 1,328 ft²), its lot is bigger than 31% of them (0.62 ac against a typical 1 ac) and it is newer than 30% of them (1964 against a typical 1979). Measured against all of Roane County, it is worth more than 36% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

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Assigned schools

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