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Single Family ResidenceResidential
$134,732$138 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $125,000 on Jul 2, 2024

109 MORGAN ST

OPP, AL 36467
1
Baths
975 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1963
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$135K
$122K low$148K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$125,000 · Jul 2, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$273 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$16,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$560
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$15,840
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$7,480
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$82,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCOVINGTON
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2018
Lot (acres)The size of the land the home sits on, from county records.0.25
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Opp Middle SchoolB-
Middle · Grades 5–8 · 0.6 mi
H
Opp High SchoolC+
High · Grades 9–12 · 0.6 mi
E
Opp Elementary SchoolA+
Elementary · Grades PK–4 · 1.6 mi

District: Opp City School District

Neighborhood · ZIP 36467These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.114
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.74
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.26

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.0%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.9,784
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.61 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$47,590
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$63,264
Average tempThe average temperature here across a full year.65°F
Annual precipHow much rain and melted snow falls here in a typical year.61 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Morgan St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 86% of homes in Opp 36467
  • Smaller than 88% of homes in Opp 36467
  • Has a smaller lot than 92% of homes in Covington County

What homes are worth in Opp 36467

Each bar is how many homes fall in that price range. The marker is this home.

This home
$23K$418K

This home is worth more than 54% of homes in Opp 36467.

How it measures up in Opp 36467

The dot is this home. The mark in the middle is the typical home in Opp 36467.

Estimated value$134,732
CheaperTypical $125,911Pricier

Pricier than 54% of homes nearby

Price per ft²$138
CheaperTypical $82Pricier

Pricier than 86% of homes nearby

Living area975 ft²
SmallerTypical 1,404 ft²Bigger

Bigger than 12% of homes nearby

Lot size0.25 ac
SmallerTypical 0.74 acBigger

Bigger than 9% of homes nearby

Year built1963
OlderTypical 1968Newer

Newer than 44% of homes nearby

How 109 Morgan St ranks against every home in each area.
MeasureThis homeOpp 36467Covington County
Estimated valuepricier than$134,73254% of homes48% of homes
Price per ft²pricier than$13886% of homes79% of homes
Living areabigger than975 ft²12% of homes13% of homes
Lot sizebigger than0.25 ac9% of homes8% of homes
Year builtnewer than196344% of homes44% of homes

About 109 Morgan St

How much is 109 Morgan St, Opp, AL worth?

The TopHap Estimate for 109 Morgan St, Opp, AL is $134,732 as of Sep 24, 2026. The likely range is $121,832 to $147,632. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Morgan St, Opp, AL last sell?

109 Morgan St, Opp, AL last sold on Jul 2, 2024 for $125,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 109 Morgan St, Opp, AL?

109 Morgan St, Opp, AL has 1 bathrooms, 975 square feet of living space and a 0.25-acre lot.

When was 109 Morgan St, Opp, AL built?

109 Morgan St, Opp, AL was built in 1963, making it 63 years old. The building has 1 story.

What schools serve 109 Morgan St, Opp, AL?

109 Morgan St, Opp, AL is assigned to Opp Middle School (middle), rated B-; Opp High School (high), rated C+; Opp Elementary School (elementary), rated A+. All sit in Opp City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Morgan St, Opp, AL compare to other homes in Opp 36467?

Among the 4,006 homes in Opp 36467, it is worth more than 54% of them ($134,732 against a typical $125,911), its price per square foot is higher than 86% of them ($138 against a typical $82), it is bigger than 12% of them (975 ft² against a typical 1,404 ft²), its lot is bigger than 9% of them (0.25 ac against a typical 0.74 ac) and it is newer than 44% of them (1963 against a typical 1968). Measured against all of Covington County, it is worth more than 48% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Morgan St, Opp, AL?

The 2025 property tax bill for 109 Morgan St, Opp, AL was $273. The county assessed it at $16,400.

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