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Multi-Family Dwellings (Generic, Any Combination)Residential
Last sold for $500 on Nov 6, 2009

109 MORGAN ST

SWANNANOA, NC 28778
2
Beds
1
Baths
1,470 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.38 ac
Lot SizeThe size of the land the home sits on, from county records.
1930
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$500 · Nov 6, 2009

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,321 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$189,700 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$179,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$189,700

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.10 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Multi-Family Dwellings (Generic, Any Combination)
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyBuncombe
Lot (acres)The size of the land the home sits on, from county records.0.38
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Pier/Post & Beam
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 160 ft²Porch · 130 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
W.D. Williams Elementary SchoolC-
Elementary · Grades PK–5 · 0.9 mi
M
C.D. Owen Middle SchoolC
Middle · Grades 6–8 · 1.2 mi
H
Charles D. Owen High SchoolA-
High · Grades 9–12 · 1.9 mi

District: Buncombe County Schools

Neighborhood · ZIP 28778These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.124
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.105

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.10,788
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.309 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,268
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,894
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Morgan St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Older than 92% of homes in Swannanoa 28778

How it measures up in Swannanoa 28778

The dot is this home. The mark in the middle is the typical home in Swannanoa 28778.

Living area1,470 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 60% of homes nearby

Lot size0.38 ac
SmallerTypical 0.47 acBigger

Bigger than 43% of homes nearby

Year built1930
OlderTypical 1984Newer

Newer than 8% of homes nearby

How 109 Morgan St ranks against every home in each area.
MeasureThis homeSwannanoa 28778Buncombe County
Living areabigger than1,470 ft²60% of homes49% of homes
Lot sizebigger than0.38 ac43% of homes39% of homes
Year builtnewer than19308% of homes11% of homes

About 109 Morgan St

When did 109 Morgan St, Swannanoa, NC last sell?

109 Morgan St, Swannanoa, NC last sold on Nov 6, 2009 for $500, according to the county's recorded deed.

How big is 109 Morgan St, Swannanoa, NC?

109 Morgan St, Swannanoa, NC has 2 bedrooms, 1 bathrooms, 1,470 square feet of living space and a 0.38-acre lot.

When was 109 Morgan St, Swannanoa, NC built?

109 Morgan St, Swannanoa, NC was built in 1930, making it 96 years old. It is a conventional home. The building has 1 story.

What schools serve 109 Morgan St, Swannanoa, NC?

109 Morgan St, Swannanoa, NC is assigned to W.D. Williams Elementary School (elementary), rated C-; C.D. Owen Middle School (middle), rated C; Charles D. Owen High School (high), rated A-. All sit in Buncombe County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Morgan St, Swannanoa, NC compare to other homes in Swannanoa 28778?

Among the 3,968 homes in Swannanoa 28778, it is bigger than 60% of them (1,470 ft² against a typical 1,344 ft²), its lot is bigger than 43% of them (0.38 ac against a typical 0.47 ac) and it is newer than 8% of them (1930 against a typical 1984). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Morgan St, Swannanoa, NC?

The 2025 property tax bill for 109 Morgan St, Swannanoa, NC was $1,321. The county assessed it at $189,700.

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