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Apartments (Generic)Residential

109 MORGAN ST

TOCCOA, GA 30577
0
Baths
2,080 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5.61 ac
Lot SizeThe size of the land the home sits on, from county records.
1961
Year BuiltThe year the home was originally built, according to county records.

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$789,709 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$12,878
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$776,831
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$789,709
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,974,274

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.55
43
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
88
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
97
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
50
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.10 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Apartments (Generic)
CountySTEPHENS
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1995
Lot (acres)The size of the land the home sits on, from county records.5.61
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 760 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Liberty Elementary School
Elementary · Grades 1–2 · 1.6 mi
M
Stephens County Middle SchoolC+
Middle · Grades 6–8 · 2.1 mi
H
Stephens County High SchoolB-
High · Grades 9–12 · 2.2 mi

District: Stephens County School District

Neighborhood · ZIP 30577These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.78

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.22,510
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.144 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,385
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,564
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Morgan St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 78% of homes in Toccoa 30577
  • Has a bigger lot than 86% of homes in Toccoa 30577
  • Older than 71% of homes in Stephens County

How it measures up in Toccoa 30577

The dot is this home. The mark in the middle is the typical home in Toccoa 30577.

Living area2,080 ft²
SmallerTypical 1,497 ft²Bigger

Bigger than 78% of homes nearby

Lot size5.61 ac
SmallerTypical 0.97 acBigger

Bigger than 86% of homes nearby

Year built1961
OlderTypical 1976Newer

Newer than 33% of homes nearby

How 109 Morgan St ranks against every home in each area.
MeasureThis homeToccoa 30577Stephens County
Living areabigger than2,080 ft²78% of homes77% of homes
Lot sizebigger than5.61 ac86% of homes86% of homes
Year builtnewer than196133% of homes29% of homes

About 109 Morgan St

When did 109 Morgan St, Toccoa, GA last sell?

109 Morgan St, Toccoa, GA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 109 Morgan St, Toccoa, GA?

109 Morgan St, Toccoa, GA has 2,080 square feet of living space and a 5.61-acre lot.

When was 109 Morgan St, Toccoa, GA built?

109 Morgan St, Toccoa, GA was built in 1961, making it 65 years old.

What schools serve 109 Morgan St, Toccoa, GA?

109 Morgan St, Toccoa, GA is assigned to Liberty Elementary School (elementary); Stephens County Middle School (middle), rated C+; Stephens County High School (high), rated B-. All sit in Stephens County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Morgan St, Toccoa, GA compare to other homes in Toccoa 30577?

Among the 8,873 homes in Toccoa 30577, it is bigger than 78% of them (2,080 ft² against a typical 1,497 ft²), its lot is bigger than 86% of them (5.61 ac against a typical 0.97 ac) and it is newer than 33% of them (1961 against a typical 1976). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

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