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Single Family ResidenceResidential
$162,503$110 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

109 N FIRST AVE

CLEVELAND, MS 38732
2
Baths
1,480 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
458 ft²
Lot SizeThe size of the land the home sits on, from county records.
1984
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$163K
$150K low$175K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,796 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$12,341 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$12,341
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$123,410

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
25
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
19
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
99
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
73
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.11%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBOLIVAR
Lot (acres)The size of the land the home sits on, from county records.0.01
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Pearman Elementary SchoolF
Elementary · Grades 1–6 · 0.6 mi

District: Cleveland School District

Neighborhood · ZIP 38732These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.139
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.77

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.24%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.14,620
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.162 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,875
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,380
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 N First Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 69% of homes in Bolivar County
  • Costs more per square foot than 75% of homes in Bolivar County
  • Among the smallest lots in Cleveland 38732
  • Newer than 72% of homes in Cleveland 38732

What homes are worth in Cleveland 38732

Each bar is how many homes fall in that price range. The marker is this home.

This home
$46K$499K

This home is worth more than 61% of homes in Cleveland 38732.

How it measures up in Cleveland 38732

The dot is this home. The mark in the middle is the typical home in Cleveland 38732.

Estimated value$162,503
CheaperTypical $135,208Pricier

Pricier than 61% of homes nearby

Price per ft²$110
CheaperTypical $92Pricier

Pricier than 71% of homes nearby

Living area1,480 ft²
SmallerTypical 1,579 ft²Bigger

Bigger than 44% of homes nearby

Lot size458 ft²
SmallerTypical 0.26 acBigger

Smaller than almost all homes nearby

Year built1984
OlderTypical 1970Newer

Newer than 72% of homes nearby

How 109 N First Ave ranks against every home in each area.
MeasureThis homeCleveland 38732Bolivar County
Estimated valuepricier than$162,50361% of homes69% of homes
Price per ft²pricier than$11071% of homes75% of homes
Living areabigger than1,480 ft²44% of homes50% of homes
Lot sizebigger than458 ft²almost no homesalmost no homes
Year builtnewer than198472% of homes67% of homes

About 109 N First Ave

How much is 109 N First Ave, Cleveland, MS worth?

The TopHap Estimate for 109 N First Ave, Cleveland, MS is $162,503 as of Sep 24, 2026. The likely range is $150,028 to $174,978. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 N First Ave, Cleveland, MS last sell?

109 N First Ave, Cleveland, MS last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 109 N First Ave, Cleveland, MS?

109 N First Ave, Cleveland, MS has 2 bathrooms, 1,480 square feet of living space and a 0.01-acre lot.

When was 109 N First Ave, Cleveland, MS built?

109 N First Ave, Cleveland, MS was built in 1984, making it 42 years old. The building has 1 story.

What schools serve 109 N First Ave, Cleveland, MS?

109 N First Ave, Cleveland, MS is assigned to Pearman Elementary School (elementary), rated F. All sit in Cleveland School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 N First Ave, Cleveland, MS compare to other homes in Cleveland 38732?

Among the 6,608 homes in Cleveland 38732, it is worth more than 61% of them ($162,503 against a typical $135,208), its price per square foot is higher than 71% of them ($110 against a typical $92), it is bigger than 44% of them (1,480 ft² against a typical 1,579 ft²), its lot is bigger than almost none of them (458 ft² against a typical 0.26 ac) and it is newer than 72% of them (1984 against a typical 1970). Measured against all of Bolivar County, it is worth more than 69% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 N First Ave, Cleveland, MS?

The 2025 property tax bill for 109 N First Ave, Cleveland, MS was $1,796. The county assessed it at $12,341.

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Assigned schools

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