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Single Family ResidenceResidential
$183,475$147 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 66How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

109 N SCRUGGS ST

CLAYTON, GA 30525
2
Beds
2
Baths
1,248 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.57 ac
Lot SizeThe size of the land the home sits on, from county records.
1972
Year BuiltThe year the home was originally built, according to county records.

Valuation

$183K
$121K low$246K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$830 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$51,705 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$46,505
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$105,647
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$129,262

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.51
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
28
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
78
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
99
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
50
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyRabun
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1980
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 200 ft²Patio · 200 ft²Porch · 128 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Rabun County Primary School
Elementary · Grades PK–2 · 6.6 mi
M
Rabun County Middle SchoolB+
Middle · Grades 7–8 · 6.7 mi
H
Rabun County High SchoolB+
High · Grades 9–12 · 6.7 mi

District: Rabun County School District

Neighborhood · ZIP 30525These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.116
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.98

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.70%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.8,601
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.43 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,312
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,373
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.70 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 N Scruggs St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 89% of homes in Rabun County
  • Costs less per square foot than 83% of homes in Rabun County
  • Smaller than 69% of homes in Rabun County
  • Has a smaller lot than 78% of homes in Rabun County
  • Older than 78% of homes in Rabun County

What homes are worth in Clayton 30525

Each bar is how many homes fall in that price range. The marker is this home.

This home
$94K$3.4M

This home is worth more than 16% of homes in Clayton 30525.

How it measures up in Clayton 30525

The dot is this home. The mark in the middle is the typical home in Clayton 30525.

Estimated value$183,475
CheaperTypical $336,283Pricier

Pricier than 16% of homes nearby

Price per ft²$147
CheaperTypical $201Pricier

Pricier than 22% of homes nearby

Living area1,248 ft²
SmallerTypical 1,500 ft²Bigger

Bigger than 36% of homes nearby

Lot size0.57 ac
SmallerTypical 1.18 acBigger

Bigger than 26% of homes nearby

Year built1972
OlderTypical 1991Newer

Newer than 23% of homes nearby

How 109 N Scruggs St ranks against every home in each area.
MeasureThis homeClayton 30525Rabun County
Estimated valuepricier than$183,47516% of homes11% of homes
Price per ft²pricier than$14722% of homes17% of homes
Living areabigger than1,248 ft²36% of homes31% of homes
Lot sizebigger than0.57 ac26% of homes22% of homes
Year builtnewer than197223% of homes22% of homes

About 109 N Scruggs St

How much is 109 N Scruggs St, Clayton, GA worth?

The TopHap Estimate for 109 N Scruggs St, Clayton, GA is $183,475 as of Sep 24, 2026. The likely range is $120,769 to $246,181. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 N Scruggs St, Clayton, GA last sell?

109 N Scruggs St, Clayton, GA last sold on Jun 6, 2023, according to the county's recorded deed.

How big is 109 N Scruggs St, Clayton, GA?

109 N Scruggs St, Clayton, GA has 2 bedrooms, 2 bathrooms and 1,248 square feet of living space.

When was 109 N Scruggs St, Clayton, GA built?

109 N Scruggs St, Clayton, GA was built in 1972, making it 54 years old.

What schools serve 109 N Scruggs St, Clayton, GA?

109 N Scruggs St, Clayton, GA is assigned to Rabun County Primary School (elementary); Rabun County Middle School (middle), rated B+; Rabun County High School (high), rated B+. All sit in Rabun County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 N Scruggs St, Clayton, GA compare to other homes in Clayton 30525?

Among the 6,197 homes in Clayton 30525, it is worth more than 16% of them ($183,475 against a typical $336,283), its price per square foot is higher than 22% of them ($147 against a typical $201), it is bigger than 36% of them (1,248 ft² against a typical 1,500 ft²), its lot is bigger than 26% of them (0.57 ac against a typical 1.18 ac) and it is newer than 23% of them (1972 against a typical 1991). Measured against all of Rabun County, it is worth more than 11% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 N Scruggs St, Clayton, GA?

The 2025 property tax bill for 109 N Scruggs St, Clayton, GA was $830. The county assessed it at $51,705.

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