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Single Family ResidenceResidential
$783,900$244 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

109 NEW JOY DR

RUSTBURG, VA 24588
4
Beds
5.5
Baths
3,215 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
9.7 ac
Lot SizeThe size of the land the home sits on, from county records.
2014
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$784K
$703K low$865K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$497,900
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$398,320
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.42%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$286,000
HOMETOWN LENDERS INC · recorded Feb 14, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,366 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$525,700 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$74,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$451,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$525,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$525,700

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.32 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCAMPBELL
Lot (acres)The size of the land the home sits on, from county records.9.70
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Yellow Branch ElementaryB+
Elementary · Grades KG–5 · 1.5 mi
H
Brookville High SchoolB-
High · Grades 9–12 · 5.8 mi
M
Brookville Middle SchoolC+
Middle · Grades 6–8 · 5.9 mi

District: Campbell County Public Schools

Neighborhood · ZIP 24588These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.135
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.110
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.57

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.8,440
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.111 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$66,990
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,286
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 New Joy Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Rustburg 24588
  • Costs more per square foot than 96% of homes in Campbell County
  • Bigger than 95% of homes in Rustburg 24588
  • Has a bigger lot than 96% of homes in Campbell County
  • Newer than 91% of homes in Campbell County

What homes are worth in Rustburg 24588

Each bar is how many homes fall in that price range. The marker is this home.

This home
$59K$621K

This home is worth more than almost all homes in Rustburg 24588.

How it measures up in Rustburg 24588

The dot is this home. The mark in the middle is the typical home in Rustburg 24588.

Estimated value$783,900
CheaperTypical $272,393Pricier

Pricier than almost all homes nearby

Price per ft²$244
CheaperTypical $171Pricier

Pricier than 94% of homes nearby

Living area3,215 ft²
SmallerTypical 1,658 ft²Bigger

Bigger than 95% of homes nearby

Lot size9.7 ac
SmallerTypical 1.17 acBigger

Bigger than 94% of homes nearby

Year built2014
OlderTypical 1985Newer

Newer than 88% of homes nearby

How 109 New Joy Dr ranks against every home in each area.
MeasureThis homeRustburg 24588Campbell County
Estimated valuepricier than$783,900almost all homesalmost all homes
Price per ft²pricier than$24494% of homes96% of homes
Living areabigger than3,215 ft²95% of homes95% of homes
Lot sizebigger than9.7 ac94% of homes96% of homes
Year builtnewer than201488% of homes91% of homes

About 109 New Joy Dr

How much is 109 New Joy Dr, Rustburg, VA worth?

The TopHap Estimate for 109 New Joy Dr, Rustburg, VA is $783,900 as of Jul 14, 2026. The likely range is $703,119 to $864,681. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 New Joy Dr, Rustburg, VA last sell?

109 New Joy Dr, Rustburg, VA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 109 New Joy Dr, Rustburg, VA?

109 New Joy Dr, Rustburg, VA has 4 bedrooms, 5.5 bathrooms, 3,215 square feet of living space and a 9.70-acre lot.

When was 109 New Joy Dr, Rustburg, VA built?

109 New Joy Dr, Rustburg, VA was built in 2014, making it 12 years old. The building has 2 stories.

What schools serve 109 New Joy Dr, Rustburg, VA?

109 New Joy Dr, Rustburg, VA is assigned to Yellow Branch Elementary (elementary), rated B+; Brookville High School (high), rated B-; Brookville Middle School (middle), rated C+. All sit in Campbell County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 New Joy Dr, Rustburg, VA compare to other homes in Rustburg 24588?

Among the 3,462 homes in Rustburg 24588, it is worth more than almost all of them ($783,900 against a typical $272,393), its price per square foot is higher than 94% of them ($244 against a typical $171), it is bigger than 95% of them (3,215 ft² against a typical 1,658 ft²), its lot is bigger than 94% of them (9.7 ac against a typical 1.17 ac) and it is newer than 88% of them (2014 against a typical 1985). Measured against all of Campbell County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 New Joy Dr, Rustburg, VA?

The 2026 property tax bill for 109 New Joy Dr, Rustburg, VA was $2,366. The county assessed it at $525,700.

Closest homes

More homes in Rustburg 24588

Assigned schools

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