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Single Family ResidenceResidential
$334,228$110 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

109 OAK RIDGE LAKES DR

COLDWATER, MS 38618
3
Beds
0
Baths
3,052 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.6 ac
Lot SizeThe size of the land the home sits on, from county records.
2008
Year BuiltThe year the home was originally built, according to county records.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$334K
$308K low$360K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,443 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$19,291 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$16,791
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$19,291
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$192,909

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
43
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
95
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
88
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
16
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyTate
Lot (acres)The size of the land the home sits on, from county records.1.60
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 38618These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.155
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.141

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.11,123
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.57 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$60,402
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,534
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Oak Ridge Lakes Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 74% of homes in Tate County
  • Costs less per square foot than 78% of homes in Tate County
  • Bigger than 92% of homes in Coldwater 38618
  • Has a smaller lot than 77% of homes in Coldwater 38618
  • Newer than 87% of homes in Tate County

What homes are worth in Coldwater 38618

Each bar is how many homes fall in that price range. The marker is this home.

This home
$73K$626K

This home is worth more than 70% of homes in Coldwater 38618.

How it measures up in Coldwater 38618

The dot is this home. The mark in the middle is the typical home in Coldwater 38618.

Estimated value$334,228
CheaperTypical $248,840Pricier

Pricier than 70% of homes nearby

Price per ft²$110
CheaperTypical $138Pricier

Pricier than 23% of homes nearby

Living area3,052 ft²
SmallerTypical 1,696 ft²Bigger

Bigger than 92% of homes nearby

Lot size1.6 ac
SmallerTypical 3.2 acBigger

Bigger than 23% of homes nearby

Year built2008
OlderTypical 1989Newer

Newer than 85% of homes nearby

How 109 Oak Ridge Lakes Dr ranks against every home in each area.
MeasureThis homeColdwater 38618Tate County
Estimated valuepricier than$334,22870% of homes74% of homes
Price per ft²pricier than$11023% of homes22% of homes
Living areabigger than3,052 ft²92% of homes91% of homes
Lot sizebigger than1.6 ac23% of homes31% of homes
Year builtnewer than200885% of homes87% of homes

About 109 Oak Ridge Lakes Dr

How much is 109 Oak Ridge Lakes Dr, Coldwater, MS worth?

The TopHap Estimate for 109 Oak Ridge Lakes Dr, Coldwater, MS is $334,228 as of Aug 30, 2026. The likely range is $308,379 to $360,077. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Oak Ridge Lakes Dr, Coldwater, MS last sell?

109 Oak Ridge Lakes Dr, Coldwater, MS last sold on Sep 9, 2008, according to the county's recorded deed.

How big is 109 Oak Ridge Lakes Dr, Coldwater, MS?

109 Oak Ridge Lakes Dr, Coldwater, MS has 3 bedrooms, 3,052 square feet of living space and a 1.60-acre lot.

When was 109 Oak Ridge Lakes Dr, Coldwater, MS built?

109 Oak Ridge Lakes Dr, Coldwater, MS was built in 2008, making it 18 years old.

How does 109 Oak Ridge Lakes Dr, Coldwater, MS compare to other homes in Coldwater 38618?

Among the 4,744 homes in Coldwater 38618, it is worth more than 70% of them ($334,228 against a typical $248,840), its price per square foot is higher than 23% of them ($110 against a typical $138), it is bigger than 92% of them (3,052 ft² against a typical 1,696 ft²), its lot is bigger than 23% of them (1.6 ac against a typical 3.2 ac) and it is newer than 85% of them (2008 against a typical 1989). Measured against all of Tate County, it is worth more than 74% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Oak Ridge Lakes Dr, Coldwater, MS?

The 2025 property tax bill for 109 Oak Ridge Lakes Dr, Coldwater, MS was $1,443. The county assessed it at $19,291.

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