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Single Family ResidenceResidential
$442,117$131 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

109 ORCHARD RIDGE RD

LOCUST, NC 28097
4
Beds
2.5
Baths
3,381 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.12 ac
Lot SizeThe size of the land the home sits on, from county records.
2001
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$442K
$406K low$478K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,994 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$542,872 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$102,040
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$440,832
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$386,137
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$542,872

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.27 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySTANLY
Lot (acres)The size of the land the home sits on, from county records.1.12
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 252 ft²Porch · 119 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Locust Elementary SchoolA
Elementary · Grades KG–5 · 1.2 mi
M
West Stanly Middle SchoolA-
Middle · Grades 6–8 · 3.3 mi
H
West Stanly High SchoolB-
High · Grades 9–12 · 5.3 mi

District: Stanly County Schools

Neighborhood · ZIP 28097These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.92
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.64

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.6,706
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.220 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,706
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,238
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Orchard Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 83% of homes in Stanly County
  • Costs less per square foot than 94% of homes in Locust 28097
  • Bigger than 98% of homes in Locust 28097
  • Has a bigger lot than 69% of homes in Locust 28097
  • Newer than 80% of homes in Stanly County

What homes are worth in Locust 28097

Each bar is how many homes fall in that price range. The marker is this home.

This home
$140K$656K

This home is worth more than 78% of homes in Locust 28097.

How it measures up in Locust 28097

The dot is this home. The mark in the middle is the typical home in Locust 28097.

Estimated value$442,117
CheaperTypical $374,583Pricier

Pricier than 78% of homes nearby

Price per ft²$131
CheaperTypical $191Pricier

Pricier than 6% of homes nearby

Living area3,381 ft²
SmallerTypical 1,759 ft²Bigger

Bigger than 98% of homes nearby

Lot size1.12 ac
SmallerTypical 0.54 acBigger

Bigger than 69% of homes nearby

Year built2001
OlderTypical 2001Newer

Newer than 50% of homes nearby

How 109 Orchard Ridge Rd ranks against every home in each area.
MeasureThis homeLocust 28097Stanly County
Estimated valuepricier than$442,11778% of homes83% of homes
Price per ft²pricier than$1316% of homes22% of homes
Living areabigger than3,381 ft²98% of homes97% of homes
Lot sizebigger than1.12 ac69% of homes61% of homes
Year builtnewer than200150% of homes80% of homes

About 109 Orchard Ridge Rd

How much is 109 Orchard Ridge Rd, Locust, NC worth?

The TopHap Estimate for 109 Orchard Ridge Rd, Locust, NC is $442,117 as of Aug 30, 2026. The likely range is $406,130 to $478,104. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Orchard Ridge Rd, Locust, NC last sell?

109 Orchard Ridge Rd, Locust, NC last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 109 Orchard Ridge Rd, Locust, NC?

109 Orchard Ridge Rd, Locust, NC has 4 bedrooms, 2.5 bathrooms, 3,381 square feet of living space and a 1.12-acre lot.

When was 109 Orchard Ridge Rd, Locust, NC built?

109 Orchard Ridge Rd, Locust, NC was built in 2001, making it 25 years old. The building has 1 story.

What schools serve 109 Orchard Ridge Rd, Locust, NC?

109 Orchard Ridge Rd, Locust, NC is assigned to Locust Elementary School (elementary), rated A; West Stanly Middle School (middle), rated A-; West Stanly High School (high), rated B-. All sit in Stanly County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Orchard Ridge Rd, Locust, NC compare to other homes in Locust 28097?

Among the 3,344 homes in Locust 28097, it is worth more than 78% of them ($442,117 against a typical $374,583), its price per square foot is higher than 6% of them ($131 against a typical $191), it is bigger than 98% of them (3,381 ft² against a typical 1,759 ft²), its lot is bigger than 69% of them (1.12 ac against a typical 0.54 ac) and it is newer than 50% of them (2001 against a typical 2001). Measured against all of Stanly County, it is worth more than 83% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Orchard Ridge Rd, Locust, NC?

The 2025 property tax bill for 109 Orchard Ridge Rd, Locust, NC was $4,994. The county assessed it at $542,872.

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