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Single Family ResidenceResidential
$837,248$404 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

109 PAM DR

CHICO, TX 76431
0
Baths
2,072 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.35 ac
Lot SizeThe size of the land the home sits on, from county records.
2004
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$837K
$742K low$933K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,770 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$586,586 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$222,970
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$363,616
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$590,144
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$586,586

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.51
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
78
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
91
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
48
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
41
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWISE
Lot (acres)The size of the land the home sits on, from county records.0.35
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Waterfront
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 370 ft²Porch · 370 ft²Boat access

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Chico Elementary SchoolB-
Elementary · Grades PK–5 · 5.2 mi
H
Chico High SchoolC+
High · Grades 9–12 · 5.3 mi
M
Chico Middle SchoolB-
Middle · Grades 6–8 · 5.4 mi

District: Chico Independent School District

Neighborhood · ZIP 76431These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.152
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.21

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.3,789
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.32 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,703
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$96,419
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Pam Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Wise County
  • Costs more per square foot than 97% of homes in Wise County
  • Bigger than 72% of homes in Chico 76431
  • Has a smaller lot than 78% of homes in Chico 76431
  • Newer than 65% of homes in Chico 76431

What homes are worth in Chico 76431

Each bar is how many homes fall in that price range. The marker is this home.

This home
$134K$1.7M

This home is worth more than 86% of homes in Chico 76431.

How it measures up in Chico 76431

The dot is this home. The mark in the middle is the typical home in Chico 76431.

Estimated value$837,248
CheaperTypical $353,750Pricier

Pricier than 86% of homes nearby

Price per ft²$404
CheaperTypical $219Pricier

Pricier than 82% of homes nearby

Living area2,072 ft²
SmallerTypical 1,568 ft²Bigger

Bigger than 72% of homes nearby

Lot size0.35 ac
SmallerTypical 1.01 acBigger

Bigger than 22% of homes nearby

Year built2004
OlderTypical 1997Newer

Newer than 65% of homes nearby

How 109 Pam Dr ranks against every home in each area.
MeasureThis homeChico 76431Wise County
Estimated valuepricier than$837,24886% of homes95% of homes
Price per ft²pricier than$40482% of homes97% of homes
Living areabigger than2,072 ft²72% of homes65% of homes
Lot sizebigger than0.35 ac22% of homes30% of homes
Year builtnewer than200465% of homes54% of homes

About 109 Pam Dr

How much is 109 Pam Dr, Chico, TX worth?

The TopHap Estimate for 109 Pam Dr, Chico, TX is $837,248 as of Aug 30, 2026. The likely range is $741,570 to $932,926. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Pam Dr, Chico, TX last sell?

109 Pam Dr, Chico, TX last sold on Nov 2, 2001, according to the county's recorded deed.

How big is 109 Pam Dr, Chico, TX?

109 Pam Dr, Chico, TX has 2,072 square feet of living space and a 0.35-acre lot.

When was 109 Pam Dr, Chico, TX built?

109 Pam Dr, Chico, TX was built in 2004, making it 22 years old. The building has 2 stories.

What schools serve 109 Pam Dr, Chico, TX?

109 Pam Dr, Chico, TX is assigned to Chico Elementary School (elementary), rated B-; Chico High School (high), rated C+; Chico Middle School (middle), rated B-. All sit in Chico Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Pam Dr, Chico, TX compare to other homes in Chico 76431?

Among the 1,856 homes in Chico 76431, it is worth more than 86% of them ($837,248 against a typical $353,750), its price per square foot is higher than 82% of them ($404 against a typical $219), it is bigger than 72% of them (2,072 ft² against a typical 1,568 ft²), its lot is bigger than 22% of them (0.35 ac against a typical 1.01 ac) and it is newer than 65% of them (2004 against a typical 1997). Measured against all of Wise County, it is worth more than 95% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Pam Dr, Chico, TX?

The 2025 property tax bill for 109 Pam Dr, Chico, TX was $6,770. The county assessed it at $586,586.

More homes on Pam Dr

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More homes in Chico 76431

Assigned schools

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