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Single Family ResidenceResidential
$2,526,305$998 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $1,500,000 on Feb 12, 2021

109 PEPPERTREE LN

ENCINITAS, CA 92024
5
Beds
3
Baths
2,532 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.71 ac
Lot SizeThe size of the land the home sits on, from county records.
1978
Year BuiltThe year the home was originally built, according to county records.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$2.5M
$2.4M low$2.7M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$1,500,000 · Feb 12, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,838 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$447,884 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$175,924
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$271,960
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$439,103

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.50
25
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
84
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
39
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
13
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
89
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.1 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySAN DIEGO
Lot (acres)The size of the land the home sits on, from county records.0.71
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.Yes

Transaction History(8)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Diegueno Middle SchoolA
Middle · Grades 7–8 · 1.4 mi
E
Olivenhain Pioneer Elementary SchoolA+
Elementary · Grades KG–6 · 1.6 mi
H
La Costa Canyon High SchoolA-
High · Grades 9–12 · 2.4 mi

District: San Dieguito Union High School District

Neighborhood · ZIP 92024These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.88
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.281

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.40%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.52,624
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,722 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$143,291
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$186,965
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.12 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Peppertree Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in San Diego County
  • Costs more per square foot than 93% of homes in San Diego County
  • Bigger than 84% of homes in San Diego County
  • Has a bigger lot than 68% of homes in Encinitas 92024
  • Older than 80% of homes in Olivenhain

What homes are worth in Encinitas 92024

Each bar is how many homes fall in that price range. The marker is this home.

This home
$668K$4.8M

This home is worth more than 73% of homes in Encinitas 92024.

How it measures up in Encinitas 92024

The dot is this home. The mark in the middle is the typical home in Encinitas 92024.

Estimated value$2,526,305
CheaperTypical $1,871,861Pricier

Pricier than 73% of homes nearby

Price per ft²$998
CheaperTypical $919Pricier

Pricier than 66% of homes nearby

Living area2,532 ft²
SmallerTypical 1,940 ft²Bigger

Bigger than 72% of homes nearby

Lot size0.71 ac
SmallerTypical 0.31 acBigger

Bigger than 68% of homes nearby

Year built1978
OlderTypical 1983Newer

Newer than 41% of homes nearby

How 109 Peppertree Ln ranks against every home in each area.
MeasureThis homeOlivenhainEncinitas 92024San Diego County
Estimated valuepricier than$2,526,30529% of homes73% of homes95% of homes
Price per ft²pricier than$99880% of homes66% of homes93% of homes
Living areabigger than2,532 ft²26% of homes72% of homes84% of homes
Lot sizebigger than0.71 ac50% of homes68% of homes68% of homes
Year builtnewer than197820% of homes41% of homes38% of homes

About 109 Peppertree Ln

How much is 109 Peppertree Ln, Encinitas, CA worth?

The TopHap Estimate for 109 Peppertree Ln, Encinitas, CA is $2,526,305 as of Sep 24, 2026. The likely range is $2,355,178 to $2,697,432. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Peppertree Ln, Encinitas, CA last sell?

109 Peppertree Ln, Encinitas, CA last sold on Feb 12, 2021 for $1,500,000, according to the county's recorded deed.

How big is 109 Peppertree Ln, Encinitas, CA?

109 Peppertree Ln, Encinitas, CA has 5 bedrooms, 3 bathrooms, 2,532 square feet of living space and a 0.71-acre lot.

When was 109 Peppertree Ln, Encinitas, CA built?

109 Peppertree Ln, Encinitas, CA was built in 1978, making it 48 years old.

What schools serve 109 Peppertree Ln, Encinitas, CA?

109 Peppertree Ln, Encinitas, CA is assigned to Diegueno Middle School (middle), rated A; Olivenhain Pioneer Elementary School (elementary), rated A+; La Costa Canyon High School (high), rated A-. All sit in San Dieguito Union High School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Peppertree Ln, Encinitas, CA compare to other homes in Encinitas 92024?

Among the 17,593 homes in Encinitas 92024, it is worth more than 73% of them ($2,526,305 against a typical $1,871,861), its price per square foot is higher than 66% of them ($998 against a typical $919), it is bigger than 72% of them (2,532 ft² against a typical 1,940 ft²), its lot is bigger than 68% of them (0.71 ac against a typical 0.31 ac) and it is newer than 41% of them (1978 against a typical 1983). Measured against all of San Diego County, it is worth more than 95% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Peppertree Ln, Encinitas, CA?

The 2025 property tax bill for 109 Peppertree Ln, Encinitas, CA was $4,838. The county assessed it at $447,884.

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