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Single Family ResidenceResidential
$229,163$227 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $3,000 on Jul 31, 1991

109 PIRATES LN

HAVELOCK, NC 28532
3
Beds
2 / 1
Baths
1,008 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.28 ac
Lot SizeThe size of the land the home sits on, from county records.
1982
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$229K
$205K low$254K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$3,000 · Jul 31, 1991

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,485 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$121,340 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$40,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$81,340
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$121,340
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$121,340

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCraven
Lot (acres)The size of the land the home sits on, from county records.0.28
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Havelock Middle SchoolC
Middle · Grades 6–8 · 0.5 mi
H
Havelock High SchoolC-
High · Grades 9–12 · 0.6 mi
E
Havelock Elementary SchoolC-
Elementary · Grades PK–5 · 0.6 mi

District: Craven County Schools

Neighborhood · ZIP 28532These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.84
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.20,199
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.111 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,172
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$75,125
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Pirates Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 67% of homes in Craven County
  • Costs more per square foot than 76% of homes in Havelock 28532
  • Smaller than 83% of homes in Craven County
  • Has a smaller lot than 72% of homes in Havelock 28532

What homes are worth in Havelock 28532

Each bar is how many homes fall in that price range. The marker is this home.

This home
$110K$577K

This home is worth more than 42% of homes in Havelock 28532.

How it measures up in Havelock 28532

The dot is this home. The mark in the middle is the typical home in Havelock 28532.

Estimated value$229,163
CheaperTypical $244,105Pricier

Pricier than 42% of homes nearby

Price per ft²$227
CheaperTypical $184Pricier

Pricier than 76% of homes nearby

Living area1,008 ft²
SmallerTypical 1,326 ft²Bigger

Bigger than 23% of homes nearby

Lot size0.28 ac
SmallerTypical 0.39 acBigger

Bigger than 28% of homes nearby

Year built1982
OlderTypical 1986Newer

Newer than 42% of homes nearby

How 109 Pirates Ln ranks against every home in each area.
MeasureThis homeHavelock 28532Craven County
Estimated valuepricier than$229,16342% of homes33% of homes
Price per ft²pricier than$22776% of homes69% of homes
Living areabigger than1,008 ft²23% of homes17% of homes
Lot sizebigger than0.28 ac28% of homes32% of homes
Year builtnewer than198242% of homes38% of homes

About 109 Pirates Ln

How much is 109 Pirates Ln, Havelock, NC worth?

The TopHap Estimate for 109 Pirates Ln, Havelock, NC is $229,163 as of Aug 30, 2026. The likely range is $204,543 to $253,783. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Pirates Ln, Havelock, NC last sell?

109 Pirates Ln, Havelock, NC last sold on Jul 31, 1991 for $3,000, according to the county's recorded deed.

How big is 109 Pirates Ln, Havelock, NC?

109 Pirates Ln, Havelock, NC has 3 bedrooms, 2 bathrooms, 1,008 square feet of living space and a 0.28-acre lot.

When was 109 Pirates Ln, Havelock, NC built?

109 Pirates Ln, Havelock, NC was built in 1982, making it 44 years old. The building has 1 story.

What schools serve 109 Pirates Ln, Havelock, NC?

109 Pirates Ln, Havelock, NC is assigned to Havelock Middle School (middle), rated C; Havelock High School (high), rated C-; Havelock Elementary School (elementary), rated C-. All sit in Craven County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Pirates Ln, Havelock, NC compare to other homes in Havelock 28532?

Among the 6,786 homes in Havelock 28532, it is worth more than 42% of them ($229,163 against a typical $244,105), its price per square foot is higher than 76% of them ($227 against a typical $184), it is bigger than 23% of them (1,008 ft² against a typical 1,326 ft²), its lot is bigger than 28% of them (0.28 ac against a typical 0.39 ac) and it is newer than 42% of them (1982 against a typical 1986). Measured against all of Craven County, it is worth more than 33% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Pirates Ln, Havelock, NC?

The 2025 property tax bill for 109 Pirates Ln, Havelock, NC was $1,485. The county assessed it at $121,340.

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