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Single Family ResidenceResidential
$300,128$233 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $159,900 on Aug 14, 2020

109 PONHAM ST

WATERBURY, CT 06708
3
Beds
1
Baths
1,288 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1921
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$300K
$279K low$321K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$159,900 · Aug 14, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,390 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$101,290 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$21,980
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$79,310
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$101,290
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$272,468

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.38 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyNAUGATUCK VALLEY
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1967
Lot (acres)The size of the land the home sits on, from county records.0.24
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Kennedy High SchoolF
High · Grades 9–12 · 0.3 mi
M
West Side Middle SchoolD
Middle · Grades 6–8 · 0.3 mi
E
Driggs Elementary SchoolD-
Elementary · Grades KG–5 · 1.4 mi

District: Waterbury School District

Neighborhood · ZIP 06708These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.81
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.69

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.32,336
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,332 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,073
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,401
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Ponham St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 77% of homes in Naugatuck Valley County
  • Costs less per square foot than 68% of homes in Naugatuck Valley County
  • Has a bigger lot than 78% of homes in West End
  • Older than 88% of homes in Naugatuck Valley County

What homes are worth in Waterbury 06708

Each bar is how many homes fall in that price range. The marker is this home.

This home
$123K$503K

This home is worth more than 41% of homes in Waterbury 06708.

How it measures up in Waterbury 06708

The dot is this home. The mark in the middle is the typical home in Waterbury 06708.

Estimated value$300,128
CheaperTypical $316,273Pricier

Pricier than 41% of homes nearby

Price per ft²$233
CheaperTypical $234Pricier

Pricier than 49% of homes nearby

Living area1,288 ft²
SmallerTypical 1,330 ft²Bigger

Bigger than 45% of homes nearby

Lot size0.24 ac
SmallerTypical 0.21 acBigger

Bigger than 60% of homes nearby

Year built1921
OlderTypical 1959Newer

Newer than 14% of homes nearby

How 109 Ponham St ranks against every home in each area.
MeasureThis homeWest EndWaterbury 06708Naugatuck Valley County
Estimated valuepricier than$300,12848% of homes41% of homes23% of homes
Price per ft²pricier than$23355% of homes49% of homes32% of homes
Living areabigger than1,288 ft²39% of homes45% of homes36% of homes
Lot sizebigger than0.24 ac78% of homes60% of homes30% of homes
Year builtnewer than192128% of homes14% of homes12% of homes

About 109 Ponham St

How much is 109 Ponham St, Waterbury, CT worth?

The TopHap Estimate for 109 Ponham St, Waterbury, CT is $300,128 as of Sep 24, 2026. The likely range is $279,233 to $321,023. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Ponham St, Waterbury, CT last sell?

109 Ponham St, Waterbury, CT last sold on Aug 14, 2020 for $159,900, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 109 Ponham St, Waterbury, CT?

109 Ponham St, Waterbury, CT has 3 bedrooms, 1 bathrooms, 1,288 square feet of living space and a 0.24-acre lot.

When was 109 Ponham St, Waterbury, CT built?

109 Ponham St, Waterbury, CT was built in 1921, making it 105 years old. It is a colonial home. The building has 2 stories.

What schools serve 109 Ponham St, Waterbury, CT?

109 Ponham St, Waterbury, CT is assigned to Kennedy High School (high), rated F; West Side Middle School (middle), rated D; Driggs Elementary School (elementary), rated D-. All sit in Waterbury School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Ponham St, Waterbury, CT compare to other homes in Waterbury 06708?

Among the 8,806 homes in Waterbury 06708, it is worth more than 41% of them ($300,128 against a typical $316,273), its price per square foot is higher than 49% of them ($233 against a typical $234), it is bigger than 45% of them (1,288 ft² against a typical 1,330 ft²), its lot is bigger than 60% of them (0.24 ac against a typical 0.21 ac) and it is newer than 14% of them (1921 against a typical 1959). Measured against all of Naugatuck Valley County, it is worth more than 23% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Ponham St, Waterbury, CT?

The 2026 property tax bill for 109 Ponham St, Waterbury, CT was $4,390. The county assessed it at $101,290.

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