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Residential (General/Single)Residential
$848,446$368 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $417,500 on Oct 15, 2020

109 PROSPECT ST

PARAMUS, NJ 07652
0
Baths
2,304 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$848K
$752K low$945K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$417,500 · Oct 15, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$498,446
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$398,757
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.42%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$350,000
VALLEY BANK · recorded Apr 11, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,797 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$770,800 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$416,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$354,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$720,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$770,800

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.25 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyBERGEN
Lot (acres)The size of the land the home sits on, from county records.0.23
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Paramus High SchoolB
High · Grades 9–12 · 0.6 mi
M
East Brook Middle SchoolA
Middle · Grades 5–8 · 0.8 mi
E
Ridge Ranch Elementary SchoolA
Elementary · Grades KG–4 · 1.7 mi

District: Paramus Borough School District

Neighborhood · ZIP 07652These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.45
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.120
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.116

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.27,208
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,627 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$134,350
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$164,760
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 87% of homes in Paramus 07652
  • Costs less per square foot than 93% of homes in Paramus 07652
  • Bigger than 69% of homes in Bergen County
  • Has a bigger lot than 65% of homes in Bergen County
  • Older than 98% of homes in Paramus 07652

What homes are worth in Paramus 07652

Each bar is how many homes fall in that price range. The marker is this home.

This home
$698K$2.2M

This home is worth more than 13% of homes in Paramus 07652.

How it measures up in Paramus 07652

The dot is this home. The mark in the middle is the typical home in Paramus 07652.

Estimated value$848,446
CheaperTypical $1,033,556Pricier

Pricier than 13% of homes nearby

Price per ft²$368
CheaperTypical $476Pricier

Pricier than 7% of homes nearby

Living area2,304 ft²
SmallerTypical 2,218 ft²Bigger

Bigger than 54% of homes nearby

Lot size0.23 ac
SmallerTypical 0.25 acBigger

Bigger than 38% of homes nearby

Year built1920
OlderTypical 1959Newer

Newer than 2% of homes nearby

How 109 Prospect St ranks against every home in each area.
MeasureThis homeParamus 07652Bergen County
Estimated valuepricier than$848,44613% of homes60% of homes
Price per ft²pricier than$3687% of homes23% of homes
Living areabigger than2,304 ft²54% of homes69% of homes
Lot sizebigger than0.23 ac38% of homes65% of homes
Year builtnewer than19202% of homes10% of homes

About 109 Prospect St

How much is 109 Prospect St, Paramus, NJ worth?

The TopHap Estimate for 109 Prospect St, Paramus, NJ is $848,446 as of Jul 14, 2026. The likely range is $751,596 to $945,296. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Prospect St, Paramus, NJ last sell?

109 Prospect St, Paramus, NJ last sold on Oct 15, 2020 for $417,500, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 109 Prospect St, Paramus, NJ?

109 Prospect St, Paramus, NJ has 2,304 square feet of living space and a 0.23-acre lot.

When was 109 Prospect St, Paramus, NJ built?

109 Prospect St, Paramus, NJ was built in 1920, making it 106 years old. It is a cape cod home. The building has 1 story.

What schools serve 109 Prospect St, Paramus, NJ?

109 Prospect St, Paramus, NJ is assigned to Paramus High School (high), rated B; East Brook Middle School (middle), rated A; Ridge Ranch Elementary School (elementary), rated A. All sit in Paramus Borough School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Prospect St, Paramus, NJ compare to other homes in Paramus 07652?

Among the 8,202 homes in Paramus 07652, it is worth more than 13% of them ($848,446 against a typical $1,033,556), its price per square foot is higher than 7% of them ($368 against a typical $476), it is bigger than 54% of them (2,304 ft² against a typical 2,218 ft²), its lot is bigger than 38% of them (0.23 ac against a typical 0.25 ac) and it is newer than 2% of them (1920 against a typical 1959). Measured against all of Bergen County, it is worth more than 60% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Prospect St, Paramus, NJ?

The 2025 property tax bill for 109 Prospect St, Paramus, NJ was $10,797. The county assessed it at $770,800.

Closest homes

More homes in Paramus 07652

Assigned schools

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