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Single Family ResidenceResidential
$433,678$194 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $163,500 on Mar 2, 1998

109 RACHELS CT

SMITHSBURG, MD 21783
2.5
Baths
2,236 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.35 ac
Lot SizeThe size of the land the home sits on, from county records.
1989
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$434K
$396K low$471K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$163,500 · Mar 2, 1998

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,909 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$375,167 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$338,733
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$411,600

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWASHINGTON
Lot (acres)The size of the land the home sits on, from county records.0.35
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Built-in
PoolWhether the property has a pool, and what kind, such as in-ground.In-Ground Vinyl Pool
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 319 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Smithsburg Elementary SchoolC
Elementary · Grades PK–5 · 0.2 mi
H
Smithsburg High SchoolA-
High · Grades 9–12 · 0.4 mi
M
Smithsburg Middle SchoolA+
Middle · Grades 6–8 · 0.6 mi

District: Washington County Public Schools

Neighborhood · ZIP 21783These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.83
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.73
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.46

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.9,623
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.217 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$97,158
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$113,013
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Rachels Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 77% of homes in Washington County
  • Costs less per square foot than 70% of homes in Smithsburg 21783
  • Bigger than 79% of homes in Smithsburg 21783
  • Has a smaller lot than 70% of homes in Smithsburg 21783

What homes are worth in Smithsburg 21783

Each bar is how many homes fall in that price range. The marker is this home.

This home
$169K$860K

This home is worth more than 73% of homes in Smithsburg 21783.

How it measures up in Smithsburg 21783

The dot is this home. The mark in the middle is the typical home in Smithsburg 21783.

Estimated value$433,678
CheaperTypical $347,591Pricier

Pricier than 73% of homes nearby

Price per ft²$194
CheaperTypical $217Pricier

Pricier than 30% of homes nearby

Living area2,236 ft²
SmallerTypical 1,606 ft²Bigger

Bigger than 79% of homes nearby

Lot size0.35 ac
SmallerTypical 0.89 acBigger

Bigger than 30% of homes nearby

Year built1989
OlderTypical 1978Newer

Newer than 62% of homes nearby

How 109 Rachels Ct ranks against every home in each area.
MeasureThis homeSmithsburg 21783Washington County
Estimated valuepricier than$433,67873% of homes77% of homes
Price per ft²pricier than$19430% of homes43% of homes
Living areabigger than2,236 ft²79% of homes78% of homes
Lot sizebigger than0.35 ac30% of homes51% of homes
Year builtnewer than198962% of homes64% of homes

About 109 Rachels Ct

How much is 109 Rachels Ct, Smithsburg, MD worth?

The TopHap Estimate for 109 Rachels Ct, Smithsburg, MD is $433,678 as of Jul 14, 2026. The likely range is $396,420 to $470,936. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Rachels Ct, Smithsburg, MD last sell?

109 Rachels Ct, Smithsburg, MD last sold on Mar 2, 1998 for $163,500, according to the county's recorded deed.

How big is 109 Rachels Ct, Smithsburg, MD?

109 Rachels Ct, Smithsburg, MD has 2.5 bathrooms, 2,236 square feet of living space and a 0.35-acre lot.

When was 109 Rachels Ct, Smithsburg, MD built?

109 Rachels Ct, Smithsburg, MD was built in 1989, making it 37 years old. The building has 2 stories.

What schools serve 109 Rachels Ct, Smithsburg, MD?

109 Rachels Ct, Smithsburg, MD is assigned to Smithsburg Elementary School (elementary), rated C; Smithsburg High School (high), rated A-; Smithsburg Middle School (middle), rated A+. All sit in Washington County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Rachels Ct, Smithsburg, MD compare to other homes in Smithsburg 21783?

Among the 3,449 homes in Smithsburg 21783, it is worth more than 73% of them ($433,678 against a typical $347,591), its price per square foot is higher than 30% of them ($194 against a typical $217), it is bigger than 79% of them (2,236 ft² against a typical 1,606 ft²), its lot is bigger than 30% of them (0.35 ac against a typical 0.89 ac) and it is newer than 62% of them (1989 against a typical 1978). Measured against all of Washington County, it is worth more than 77% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Rachels Ct, Smithsburg, MD?

The 2025 property tax bill for 109 Rachels Ct, Smithsburg, MD was $2,909. The county assessed it at $375,167.

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