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Single Family ResidenceResidential
$83,432$73 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 59How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $20,000 on Apr 16, 2003

109 RAILROAD ST

BEREA, KY 40403
0
Baths
1,140 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1
StoriesHow many floors the home has above ground.

Valuation

$83K
$49K low$118K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$20,000 · Apr 16, 2003

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,013 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$85,000 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$85,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$85,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.21 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMadison

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Berea Community Middle SchoolC+
Middle · Grades 6–8 · 1.2 mi
H
Berea Community High SchoolB
High · Grades 9–12 · 1.2 mi
E
Berea Community Elementary SchoolC-
Elementary · Grades PK–5 · 1.3 mi

District: Berea Independent School District

Neighborhood · ZIP 40403These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.91
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.151
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.55

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.28,351
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.239 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,908
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,132
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Railroad St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 95% of homes in Madison County
  • Costs less per square foot than 98% of homes in Berea 40403
  • Smaller than 82% of homes in Madison County

What homes are worth in Berea 40403

Each bar is how many homes fall in that price range. The marker is this home.

This home
$38K$445K

This home is worth more than 8% of homes in Berea 40403.

How it measures up in Berea 40403

The dot is this home. The mark in the middle is the typical home in Berea 40403.

Estimated value$83,432
CheaperTypical $215,921Pricier

Pricier than 8% of homes nearby

Price per ft²$73
CheaperTypical $149Pricier

Pricier than 2% of homes nearby

Living area1,140 ft²
SmallerTypical 1,480 ft²Bigger

Bigger than 19% of homes nearby

How 109 Railroad St ranks against every home in each area.
MeasureThis homeBerea 40403Madison County
Estimated valuepricier than$83,4328% of homes5% of homes
Price per ft²pricier than$732% of homes2% of homes
Living areabigger than1,140 ft²19% of homes18% of homes

About 109 Railroad St

How much is 109 Railroad St, Berea, KY worth?

The TopHap Estimate for 109 Railroad St, Berea, KY is $83,432 as of Sep 24, 2026. The likely range is $48,853 to $118,011. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Railroad St, Berea, KY last sell?

109 Railroad St, Berea, KY last sold on Apr 16, 2003 for $20,000, according to the county's recorded deed.

What schools serve 109 Railroad St, Berea, KY?

109 Railroad St, Berea, KY is assigned to Berea Community Middle School (middle), rated C+; Berea Community High School (high), rated B; Berea Community Elementary School (elementary), rated C-. All sit in Berea Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Railroad St, Berea, KY compare to other homes in Berea 40403?

Among the 9,179 homes in Berea 40403, it is worth more than 8% of them ($83,432 against a typical $215,921), its price per square foot is higher than 2% of them ($73 against a typical $149) and it is bigger than 19% of them (1,140 ft² against a typical 1,480 ft²). Measured against all of Madison County, it is worth more than 5% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Railroad St, Berea, KY?

The 2025 property tax bill for 109 Railroad St, Berea, KY was $1,013. The county assessed it at $85,000.

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Assigned schools

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