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Single Family ResidenceResidential
$483,360$295 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

109 RIDGE RD

FT MITCHELL, KY 41011
2
Beds
2 / 1
Baths
1,640 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.39 ac
Lot SizeThe size of the land the home sits on, from county records.
1965
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$483K
$440K low$526K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,339 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$407,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$120,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$287,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$407,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$407,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
16
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
82
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
83
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyKenton
Lot (acres)The size of the land the home sits on, from county records.0.39
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Beechwood High SchoolA
Middle · Grades 7–12 · 0.6 mi
E
Beechwood Elementary SchoolA
Elementary · Grades PK–6 · 0.6 mi

District: Beechwood Independent School District

Neighborhood · ZIP 41011These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.146
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.215
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.40

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.26,473
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,661 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,365
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$96,129
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 89% of homes in Kenton County
  • Costs more per square foot than 97% of homes in Kenton County
  • Has a bigger lot than 91% of homes in Covington 41011
  • Newer than 70% of homes in Covington 41011

What homes are worth in Covington 41011

Each bar is how many homes fall in that price range. The marker is this home.

This home
$64K$1M

This home is worth more than 85% of homes in Covington 41011.

How it measures up in Covington 41011

The dot is this home. The mark in the middle is the typical home in Covington 41011.

Estimated value$483,360
CheaperTypical $279,785Pricier

Pricier than 85% of homes nearby

Price per ft²$295
CheaperTypical $186Pricier

Pricier than 92% of homes nearby

Living area1,640 ft²
SmallerTypical 1,619 ft²Bigger

Bigger than 51% of homes nearby

Lot size0.39 ac
SmallerTypical 0.12 acBigger

Bigger than 91% of homes nearby

Year built1965
OlderTypical 1945Newer

Newer than 70% of homes nearby

How 109 Ridge Rd ranks against every home in each area.
MeasureThis homeCovington 41011Kenton County
Estimated valuepricier than$483,36085% of homes89% of homes
Price per ft²pricier than$29592% of homes97% of homes
Living areabigger than1,640 ft²51% of homes61% of homes
Lot sizebigger than0.39 ac91% of homes75% of homes
Year builtnewer than196570% of homes40% of homes

About 109 Ridge Rd

How much is 109 Ridge Rd, Ft Mitchell, KY worth?

The TopHap Estimate for 109 Ridge Rd, Ft Mitchell, KY is $483,360 as of Aug 30, 2026. The likely range is $440,398 to $526,322. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Ridge Rd, Ft Mitchell, KY last sell?

109 Ridge Rd, Ft Mitchell, KY last sold on Apr 1, 1994, according to the county's recorded deed.

How big is 109 Ridge Rd, Ft Mitchell, KY?

109 Ridge Rd, Ft Mitchell, KY has 2 bedrooms, 2 bathrooms, 1,640 square feet of living space and a 0.39-acre lot.

When was 109 Ridge Rd, Ft Mitchell, KY built?

109 Ridge Rd, Ft Mitchell, KY was built in 1965, making it 61 years old. The building has 1 story.

What schools serve 109 Ridge Rd, Ft Mitchell, KY?

109 Ridge Rd, Ft Mitchell, KY is assigned to Beechwood High School (middle), rated A; Beechwood Elementary School (elementary), rated A. All sit in Beechwood Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Ridge Rd, Ft Mitchell, KY compare to other homes in Covington 41011?

Among the 7,856 homes in Covington 41011, it is worth more than 85% of them ($483,360 against a typical $279,785), its price per square foot is higher than 92% of them ($295 against a typical $186), it is bigger than 51% of them (1,640 ft² against a typical 1,619 ft²), its lot is bigger than 91% of them (0.39 ac against a typical 0.12 ac) and it is newer than 70% of them (1965 against a typical 1945). Measured against all of Kenton County, it is worth more than 89% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Ridge Rd, Ft Mitchell, KY?

The 2025 property tax bill for 109 Ridge Rd, Ft Mitchell, KY was $1,339. The county assessed it at $407,000.

More homes on Ridge Rd

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More homes in Ft Mitchell 41011

Assigned schools

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