Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$394,439$136 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

109 RIDGEWAY RD

MAYER, MN 55360
3
Beds
1.3
Baths
2,900 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.74 ac
Lot SizeThe size of the land the home sits on, from county records.
2000
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$394K
$317K low$472K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$274,439
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$219,551
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.28%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$81,000
ROCKET MORTGAGE LLC · recorded Dec 3, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$39,000
CORTRUST BANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,520 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$591,900 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$140,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$451,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$587,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$591,900

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCARVER
Lot (acres)The size of the land the home sits on, from county records.2.74
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 288 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Watertown-Mayer Elementary SchoolA
Elementary · Grades 1–5 · 5.9 mi
M
Watertown-Mayer Middle SchoolA
Middle · Grades 6–8 · 6.0 mi
H
Watertown-Mayer High SchoolA-
High · Grades 9–12 · 6.0 mi

District: Watertown-Mayer Public School District

Neighborhood · ZIP 55360These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.11

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.3,331
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.104 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$112,323
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$126,830
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.30 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Ridgeway Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 80% of homes in Mayer 55360
  • Costs less per square foot than 90% of homes in Carver County
  • Bigger than 97% of homes in Mayer 55360
  • Has a bigger lot than 90% of homes in Carver County

What homes are worth in Mayer 55360

Each bar is how many homes fall in that price range. The marker is this home.

This home
$153K$784K

This home is worth more than 80% of homes in Mayer 55360.

How it measures up in Mayer 55360

The dot is this home. The mark in the middle is the typical home in Mayer 55360.

Estimated value$394,439
CheaperTypical $272,748Pricier

Pricier than 80% of homes nearby

Price per ft²$136
CheaperTypical $184Pricier

Pricier than 12% of homes nearby

Living area2,900 ft²
SmallerTypical 1,461 ft²Bigger

Bigger than 97% of homes nearby

Lot size2.74 ac
SmallerTypical 0.34 acBigger

Bigger than 73% of homes nearby

Year built2000
OlderTypical 2003Newer

Newer than 37% of homes nearby

How 109 Ridgeway Rd ranks against every home in each area.
MeasureThis homeMayer 55360Carver County
Estimated valuepricier than$394,43980% of homes55% of homes
Price per ft²pricier than$13612% of homes10% of homes
Living areabigger than2,900 ft²97% of homes88% of homes
Lot sizebigger than2.74 ac73% of homes90% of homes
Year builtnewer than200037% of homes54% of homes

About 109 Ridgeway Rd

How much is 109 Ridgeway Rd, Mayer, MN worth?

The TopHap Estimate for 109 Ridgeway Rd, Mayer, MN is $394,439 as of Jul 14, 2026. The likely range is $316,642 to $472,236. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Ridgeway Rd, Mayer, MN last sell?

109 Ridgeway Rd, Mayer, MN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 109 Ridgeway Rd, Mayer, MN?

109 Ridgeway Rd, Mayer, MN has 3 bedrooms, 1.3 bathrooms, 2,900 square feet of living space and a 2.74-acre lot.

When was 109 Ridgeway Rd, Mayer, MN built?

109 Ridgeway Rd, Mayer, MN was built in 2000, making it 26 years old. The building has 1 story.

What schools serve 109 Ridgeway Rd, Mayer, MN?

109 Ridgeway Rd, Mayer, MN is assigned to Watertown-Mayer Elementary School (elementary), rated A; Watertown-Mayer Middle School (middle), rated A; Watertown-Mayer High School (high), rated A-. All sit in Watertown-Mayer Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Ridgeway Rd, Mayer, MN compare to other homes in Mayer 55360?

Among the 1,312 homes in Mayer 55360, it is worth more than 80% of them ($394,439 against a typical $272,748), its price per square foot is higher than 12% of them ($136 against a typical $184), it is bigger than 97% of them (2,900 ft² against a typical 1,461 ft²), its lot is bigger than 73% of them (2.74 ac against a typical 0.34 ac) and it is newer than 37% of them (2000 against a typical 2003). Measured against all of Carver County, it is worth more than 55% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Ridgeway Rd, Mayer, MN?

The 2026 property tax bill for 109 Ridgeway Rd, Mayer, MN was $6,520. The county assessed it at $591,900.

Closest homes

More homes in Mayer 55360

Assigned schools

Explore the area

See this home in context

Open 109 Ridgeway Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map