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Single Family ResidenceResidential
$477,169$89 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

109 RIDGEWOOD AVE

NEWARK, NJ 07108
0
Baths
5,376 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2,627 ft²
Lot SizeThe size of the land the home sits on, from county records.
1897
Year BuiltThe year the home was originally built, according to county records.
3
StoriesHow many floors the home has above ground.

Valuation

$477K
$421K low$534K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$271,066
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$216,853
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.38%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$187,103
WACHOVIA BANK NA · recorded Dec 12, 2005
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$19,000
WACHOVIA BANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,894 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$197,400 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$21,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$175,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$197,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$197,400

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.1 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyESSEX
Lot (acres)The size of the land the home sits on, from county records.0.06
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Belmont Runyon Elementary SchoolD+
Elementary · Grades PK–8 · 0.2 mi
H
Malcom X Shabazz High SchoolF
High · Grades 9–12 · 0.2 mi

District: Newark City School District

Neighborhood · ZIP 07108These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.158
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.110

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.32%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.29,419
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.21,727 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$38,752
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$57,561
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Ridgewood Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 82% of homes in Essex County
  • Among the lowest price per square foot in Essex County
  • Bigger than 97% of homes in Essex County
  • Has a smaller lot than 85% of homes in Essex County
  • Older than 95% of homes in Newark 07108

What homes are worth in Newark 07108

Each bar is how many homes fall in that price range. The marker is this home.

This home
$287K$683K

This home is worth more than 63% of homes in Newark 07108.

How it measures up in Newark 07108

The dot is this home. The mark in the middle is the typical home in Newark 07108.

Estimated value$477,169
CheaperTypical $447,544Pricier

Pricier than 63% of homes nearby

Price per ft²$89
CheaperTypical $140Pricier

Pricier than 10% of homes nearby

Living area5,376 ft²
SmallerTypical 3,690 ft²Bigger

Bigger than 91% of homes nearby

Lot size2,627 ft²
SmallerTypical 3,615 ft²Bigger

Bigger than 23% of homes nearby

Year built1897
OlderTypical 1917Newer

Newer than 5% of homes nearby

How 109 Ridgewood Ave ranks against every home in each area.
MeasureThis homeClinton HillNewark 07108Essex County
Estimated valuepricier than$477,16960% of homes63% of homes18% of homes
Price per ft²pricier than$8911% of homes10% of homesalmost no homes
Living areabigger than5,376 ft²90% of homes91% of homes97% of homes
Lot sizebigger than2,627 ft²22% of homes23% of homes15% of homes
Year builtnewer than18976% of homes5% of homes6% of homes

About 109 Ridgewood Ave

How much is 109 Ridgewood Ave, Newark, NJ worth?

The TopHap Estimate for 109 Ridgewood Ave, Newark, NJ is $477,169 as of Jul 14, 2026. The likely range is $420,761 to $533,577. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Ridgewood Ave, Newark, NJ last sell?

109 Ridgewood Ave, Newark, NJ last sold on Mar 14, 1977, according to the county's recorded deed.

How big is 109 Ridgewood Ave, Newark, NJ?

109 Ridgewood Ave, Newark, NJ has 5,376 square feet of living space and a 0.06-acre lot.

When was 109 Ridgewood Ave, Newark, NJ built?

109 Ridgewood Ave, Newark, NJ was built in 1897, making it 129 years old. The building has 3 stories.

What schools serve 109 Ridgewood Ave, Newark, NJ?

109 Ridgewood Ave, Newark, NJ is assigned to Belmont Runyon Elementary School (elementary), rated D+; Malcom X Shabazz High School (high), rated F. All sit in Newark City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Ridgewood Ave, Newark, NJ compare to other homes in Newark 07108?

Among the 2,919 homes in Newark 07108, it is worth more than 63% of them ($477,169 against a typical $447,544), its price per square foot is higher than 10% of them ($89 against a typical $140), it is bigger than 91% of them (5,376 ft² against a typical 3,690 ft²), its lot is bigger than 23% of them (2,627 ft² against a typical 3,615 ft²) and it is newer than 5% of them (1897 against a typical 1917). Measured against all of Essex County, it is worth more than 18% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Ridgewood Ave, Newark, NJ?

The 2025 property tax bill for 109 Ridgewood Ave, Newark, NJ was $7,894. The county assessed it at $197,400.

Closest homes

More homes in Newark 07108

Assigned schools

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