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Single Family ResidenceResidential
$315,359$282 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

109 RIO RETIRO LN

INGRAM, TX 78025
1
Baths
1,120 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.43 ac
Lot SizeThe size of the land the home sits on, from county records.
1984
Year BuiltThe year the home was originally built, according to county records.

Valuation

$315K
$299K low$331K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,040 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$89,702 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$85,402
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$81,941
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$89,702

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.60
65
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
79
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
91
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
41
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
27
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.32 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyKERR
Lot (acres)The size of the land the home sits on, from county records.0.43
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 40 ft²Porch · 110 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Ingram Middle SchoolB+
Middle · Grades 6–8 · 0.7 mi
H
Ingram Tom Moore High SchoolB+
High · Grades 9–12 · 0.7 mi
E
Ingram Elementary SchoolA
Elementary · Grades PK–5 · 2.0 mi

District: Ingram Independent School District

Neighborhood · ZIP 78025These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.3,661
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.60 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$66,556
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$92,321
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Rio Retiro Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 66% of homes in Ingram 78025
  • Costs more per square foot than 68% of homes in Kerr County
  • Smaller than 74% of homes in Kerr County
  • Has a smaller lot than 68% of homes in Ingram 78025
  • Older than 69% of homes in Ingram 78025

What homes are worth in Ingram 78025

Each bar is how many homes fall in that price range. The marker is this home.

This home
$146K$1.4M

This home is worth more than 34% of homes in Ingram 78025.

How it measures up in Ingram 78025

The dot is this home. The mark in the middle is the typical home in Ingram 78025.

Estimated value$315,359
CheaperTypical $387,068Pricier

Pricier than 34% of homes nearby

Price per ft²$282
CheaperTypical $253Pricier

Pricier than 62% of homes nearby

Living area1,120 ft²
SmallerTypical 1,400 ft²Bigger

Bigger than 30% of homes nearby

Lot size0.43 ac
SmallerTypical 0.85 acBigger

Bigger than 32% of homes nearby

Year built1984
OlderTypical 1994Newer

Newer than 31% of homes nearby

How 109 Rio Retiro Ln ranks against every home in each area.
MeasureThis homeIngram 78025Kerr County
Estimated valuepricier than$315,35934% of homes34% of homes
Price per ft²pricier than$28262% of homes68% of homes
Living areabigger than1,120 ft²30% of homes26% of homes
Lot sizebigger than0.43 ac32% of homes39% of homes
Year builtnewer than198431% of homes37% of homes

About 109 Rio Retiro Ln

How much is 109 Rio Retiro Ln, Ingram, TX worth?

The TopHap Estimate for 109 Rio Retiro Ln, Ingram, TX is $315,359 as of Aug 30, 2026. The likely range is $299,453 to $331,265. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Rio Retiro Ln, Ingram, TX last sell?

109 Rio Retiro Ln, Ingram, TX last sold on Oct 21, 2016, according to the county's recorded deed.

How big is 109 Rio Retiro Ln, Ingram, TX?

109 Rio Retiro Ln, Ingram, TX has 1 bathrooms, 1,120 square feet of living space and a 0.43-acre lot.

When was 109 Rio Retiro Ln, Ingram, TX built?

109 Rio Retiro Ln, Ingram, TX was built in 1984, making it 42 years old.

What schools serve 109 Rio Retiro Ln, Ingram, TX?

109 Rio Retiro Ln, Ingram, TX is assigned to Ingram Middle School (middle), rated B+; Ingram Tom Moore High School (high), rated B+; Ingram Elementary School (elementary), rated A. All sit in Ingram Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Rio Retiro Ln, Ingram, TX compare to other homes in Ingram 78025?

Among the 2,410 homes in Ingram 78025, it is worth more than 34% of them ($315,359 against a typical $387,068), its price per square foot is higher than 62% of them ($282 against a typical $253), it is bigger than 30% of them (1,120 ft² against a typical 1,400 ft²), its lot is bigger than 32% of them (0.43 ac against a typical 0.85 ac) and it is newer than 31% of them (1984 against a typical 1994). Measured against all of Kerr County, it is worth more than 34% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Rio Retiro Ln, Ingram, TX?

The 2025 property tax bill for 109 Rio Retiro Ln, Ingram, TX was $1,040. The county assessed it at $89,702.

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