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Single Family ResidenceResidential
$431,876$268 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $399,900 on Jul 1, 2024

109 RIVER RD

HENDERSONVILLE, TN 37075
1
Baths
1,609 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1950
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$432K
$412K low$452K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$399,900 · Jul 1, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$24,220
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$19,376
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.95%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$392,656
SUCCESS MORTGAGE PARTNERS INC · recorded Jul 1, 2024
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$15,000
SUCCESS MORTGAGE PARTNERS INC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,417 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$99,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$45,050
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$54,650
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$99,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$398,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
10
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
90
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySumner
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2004
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 192 ft²Patio · 192 ft²Porch · 228 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Gene W. Brown Elementary SchoolB+
Elementary · Grades PK–5 · 0.8 mi
M
Hawkins Middle SchoolB
Middle · Grades 6–8 · 1.7 mi
H
Hendersonville High SchoolB+
High · Grades 9–12 · 2.0 mi

District: Sumner County School District

Neighborhood · ZIP 37075These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.75
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.60

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.75,762
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,174 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$98,849
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$117,892
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 66% of homes in Hendersonville 37075
  • Costs more per square foot than 78% of homes in Sumner County
  • Smaller than 71% of homes in Hendersonville 37075
  • Among the oldest homes in Hendersonville 37075

What homes are worth in Hendersonville 37075

Each bar is how many homes fall in that price range. The marker is this home.

This home
$280K$1.3M

This home is worth more than 34% of homes in Hendersonville 37075.

How it measures up in Hendersonville 37075

The dot is this home. The mark in the middle is the typical home in Hendersonville 37075.

Estimated value$431,876
CheaperTypical $505,762Pricier

Pricier than 34% of homes nearby

Price per ft²$268
CheaperTypical $237Pricier

Pricier than 76% of homes nearby

Living area1,609 ft²
SmallerTypical 2,048 ft²Bigger

Bigger than 29% of homes nearby

Year built1950
OlderTypical 1993Newer

Older than almost all homes nearby

How 109 River Rd ranks against every home in each area.
MeasureThis homeHendersonville 37075Sumner County
Estimated valuepricier than$431,87634% of homes49% of homes
Price per ft²pricier than$26876% of homes78% of homes
Living areabigger than1,609 ft²29% of homes39% of homes
Year builtnewer than1950almost no homes5% of homes

About 109 River Rd

How much is 109 River Rd, Hendersonville, TN worth?

The TopHap Estimate for 109 River Rd, Hendersonville, TN is $431,876 as of Jul 14, 2026. The likely range is $412,231 to $451,521. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 River Rd, Hendersonville, TN last sell?

109 River Rd, Hendersonville, TN last sold on Jul 1, 2024 for $399,900, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 109 River Rd, Hendersonville, TN?

109 River Rd, Hendersonville, TN has 1 bathrooms and 1,609 square feet of living space.

When was 109 River Rd, Hendersonville, TN built?

109 River Rd, Hendersonville, TN was built in 1950, making it 76 years old. The building has 2 stories.

What schools serve 109 River Rd, Hendersonville, TN?

109 River Rd, Hendersonville, TN is assigned to Gene W. Brown Elementary School (elementary), rated B+; Hawkins Middle School (middle), rated B; Hendersonville High School (high), rated B+. All sit in Sumner County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 River Rd, Hendersonville, TN compare to other homes in Hendersonville 37075?

Among the 25,772 homes in Hendersonville 37075, it is worth more than 34% of them ($431,876 against a typical $505,762), its price per square foot is higher than 76% of them ($268 against a typical $237), it is bigger than 29% of them (1,609 ft² against a typical 2,048 ft²) and it is newer than almost none of them (1950 against a typical 1993). Measured against all of Sumner County, it is worth more than 49% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 River Rd, Hendersonville, TN?

The 2025 property tax bill for 109 River Rd, Hendersonville, TN was $1,417. The county assessed it at $99,700.

Closest homes

More homes in Hendersonville 37075

Assigned schools

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See this home in context

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