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Single Family ResidenceResidential
$665,987$424 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $545,000 on May 27, 2008

109 RIVERSIDE DR

CENTER CROSS, VA 22437
2
Beds
2
Baths
1,572 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.5 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$666K
$635K low$697K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$545,000 · May 27, 2008
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$281,237
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$224,990
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.61%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$384,750
U.S. BANK NA · 3.63% 2 · recorded Feb 24, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,497 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$635,900 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$305,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$330,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$515,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$635,900

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyESSEX
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2003
Lot (acres)The size of the land the home sits on, from county records.0.50
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Boat liftDeck · 170 ft²Patio · 270 ft²Porch · 145 ft²Boat access

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
James H. Cary Intermediate SchoolD+
Middle · Grades 5–8 · 11.4 mi
E
Tappahannock Elementary SchoolC-
Elementary · Grades PK–4 · 11.6 mi
H
Essex High SchoolC
High · Grades 9–12 · 11.6 mi

District: Essex County Public Schools

Neighborhood · ZIP 22437These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.138
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.37

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.71%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.886
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.21 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$85,303
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,772
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Riverside Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Center Cross 22437
  • Costs more per square foot than 98% of homes in Essex County
  • Has a smaller lot than 78% of homes in Center Cross 22437
  • Newer than 68% of homes in Essex County

What homes are worth in Center Cross 22437

Each bar is how many homes fall in that price range. The marker is this home.

This home
$72K$698K

This home is worth more than 97% of homes in Center Cross 22437.

How it measures up in Center Cross 22437

The dot is this home. The mark in the middle is the typical home in Center Cross 22437.

Estimated value$665,987
CheaperTypical $251,595Pricier

Pricier than 97% of homes nearby

Price per ft²$424
CheaperTypical $172Pricier

Pricier than 97% of homes nearby

Living area1,572 ft²
SmallerTypical 1,489 ft²Bigger

Bigger than 56% of homes nearby

Lot size0.5 ac
SmallerTypical 1.63 acBigger

Bigger than 22% of homes nearby

Year built1998
OlderTypical 1985Newer

Newer than 65% of homes nearby

How 109 Riverside Dr ranks against every home in each area.
MeasureThis homeCenter Cross 22437Essex County
Estimated valuepricier than$665,98797% of homes96% of homes
Price per ft²pricier than$42497% of homes98% of homes
Living areabigger than1,572 ft²56% of homes55% of homes
Lot sizebigger than0.5 ac22% of homes29% of homes
Year builtnewer than199865% of homes68% of homes

About 109 Riverside Dr

How much is 109 Riverside Dr, Center Cross, VA worth?

The TopHap Estimate for 109 Riverside Dr, Center Cross, VA is $665,987 as of Jul 14, 2026. The likely range is $634,521 to $697,453. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Riverside Dr, Center Cross, VA last sell?

109 Riverside Dr, Center Cross, VA last sold on May 27, 2008 for $545,000, according to the county's recorded deed.

How big is 109 Riverside Dr, Center Cross, VA?

109 Riverside Dr, Center Cross, VA has 2 bedrooms, 2 bathrooms, 1,572 square feet of living space and a 0.50-acre lot.

When was 109 Riverside Dr, Center Cross, VA built?

109 Riverside Dr, Center Cross, VA was built in 1998, making it 28 years old. It is a cape cod home. The building has 1 story.

What schools serve 109 Riverside Dr, Center Cross, VA?

109 Riverside Dr, Center Cross, VA is assigned to James H. Cary Intermediate School (middle), rated D+; Tappahannock Elementary School (elementary), rated C-; Essex High School (high), rated C. All sit in Essex County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Riverside Dr, Center Cross, VA compare to other homes in Center Cross 22437?

Among the 431 homes in Center Cross 22437, it is worth more than 97% of them ($665,987 against a typical $251,595), its price per square foot is higher than 97% of them ($424 against a typical $172), it is bigger than 56% of them (1,572 ft² against a typical 1,489 ft²), its lot is bigger than 22% of them (0.5 ac against a typical 1.63 ac) and it is newer than 65% of them (1998 against a typical 1985). Measured against all of Essex County, it is worth more than 96% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Riverside Dr, Center Cross, VA?

The 2026 property tax bill for 109 Riverside Dr, Center Cross, VA was $3,497. The county assessed it at $635,900.

Closest homes

More homes in Center Cross 22437

Assigned schools

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