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Single Family ResidenceResidential
$190,083$110 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

109 RIVERWOOD CIR

LORIDA, FL 33857
3
Beds
2
Baths
1,728 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.59 ac
Lot SizeThe size of the land the home sits on, from county records.
1990
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$190K
$174K low$206K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$190,083
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$152,066

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$151,531 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$146,031
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$152,346
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$151,531

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.57
53
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
41
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
97
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
73
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
24
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.16 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHighlands
Lot (acres)The size of the land the home sits on, from county records.0.59
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 224 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Fred Wild Elementary SchoolC-
Elementary · Grades PK–5 · 20.9 mi
H
Sebring High SchoolD+
High · Grades 9–12 · 21.0 mi
M
Sebring Middle SchoolC
Middle · Grades 6–8 · 21.5 mi

District: Highlands County School District

Neighborhood · ZIP 33857These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.142
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.166
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.22

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.69%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.2,073
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.9 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$45,979
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,209
Average tempThe average temperature here across a full year.73°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Riverwood Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 71% of homes in Lorida 33857
  • Costs less per square foot than 81% of homes in Lorida 33857
  • Bigger than 65% of homes in Lorida 33857
  • Has a bigger lot than 83% of homes in Highlands County
  • Newer than 69% of homes in Lorida 33857

What homes are worth in Lorida 33857

Each bar is how many homes fall in that price range. The marker is this home.

This home
$36K$703K

This home is worth more than 29% of homes in Lorida 33857.

How it measures up in Lorida 33857

The dot is this home. The mark in the middle is the typical home in Lorida 33857.

Estimated value$190,083
CheaperTypical $261,570Pricier

Pricier than 29% of homes nearby

Price per ft²$110
CheaperTypical $155Pricier

Pricier than 19% of homes nearby

Living area1,728 ft²
SmallerTypical 1,452 ft²Bigger

Bigger than 65% of homes nearby

Lot size0.59 ac
SmallerTypical 0.83 acBigger

Bigger than 46% of homes nearby

Year built1990
OlderTypical 1982Newer

Newer than 69% of homes nearby

How 109 Riverwood Cir ranks against every home in each area.
MeasureThis homeLorida 33857Highlands County
Estimated valuepricier than$190,08329% of homes29% of homes
Price per ft²pricier than$11019% of homes20% of homes
Living areabigger than1,728 ft²65% of homes55% of homes
Lot sizebigger than0.59 ac46% of homes83% of homes
Year builtnewer than199069% of homes62% of homes

About 109 Riverwood Cir

How much is 109 Riverwood Cir, Lorida, FL worth?

The TopHap Estimate for 109 Riverwood Cir, Lorida, FL is $190,083 as of Jul 14, 2026. The likely range is $174,316 to $205,850. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Riverwood Cir, Lorida, FL last sell?

109 Riverwood Cir, Lorida, FL last sold on Jul 19, 1995, according to the county's recorded deed.

How big is 109 Riverwood Cir, Lorida, FL?

109 Riverwood Cir, Lorida, FL has 3 bedrooms, 2 bathrooms, 1,728 square feet of living space and a 0.59-acre lot.

When was 109 Riverwood Cir, Lorida, FL built?

109 Riverwood Cir, Lorida, FL was built in 1990, making it 36 years old. The building has 2 stories.

What schools serve 109 Riverwood Cir, Lorida, FL?

109 Riverwood Cir, Lorida, FL is assigned to Fred Wild Elementary School (elementary), rated C-; Sebring High School (high), rated D+; Sebring Middle School (middle), rated C. All sit in Highlands County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Riverwood Cir, Lorida, FL compare to other homes in Lorida 33857?

Among the 859 homes in Lorida 33857, it is worth more than 29% of them ($190,083 against a typical $261,570), its price per square foot is higher than 19% of them ($110 against a typical $155), it is bigger than 65% of them (1,728 ft² against a typical 1,452 ft²), its lot is bigger than 46% of them (0.59 ac against a typical 0.83 ac) and it is newer than 69% of them (1990 against a typical 1982). Measured against all of Highlands County, it is worth more than 29% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Lorida 33857

Assigned schools

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