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Single Family ResidenceResidential
$210,000$210 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $208,000 on May 8, 2026

109 RIVIERA DR

CONCORD, VA 24538
3
Beds
1
Baths
1,000 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.5 ac
Lot SizeThe size of the land the home sits on, from county records.
1977
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$210K
$181K low$239K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$208,000 · May 8, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.101%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$193,833
FREEDOM FIRST FCU · E · 6.38% · recorded May 8, 2026
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$17,500
FREEDOM FIRST FCU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$455 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$101,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$24,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$77,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$101,200

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCAMPBELL
Lot (acres)The size of the land the home sits on, from county records.0.50
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
HeatingThe type of heating system in the home.Baseboard
CoolingThe type of cooling or air conditioning in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Concord Elementary SchoolA-
Elementary · Grades KG–5 · 0.7 mi
H
Rustburg High SchoolB+
High · Grades 9–12 · 7.0 mi
M
Rustburg Middle SchoolC-
Middle · Grades 6–8 · 7.9 mi

District: Campbell County Public Schools

Neighborhood · ZIP 24538These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.119
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.107
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.57

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.5,759
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.61 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,261
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,271
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Riviera Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 68% of homes in Concord 24538
  • Costs more per square foot than 84% of homes in Campbell County
  • Smaller than 90% of homes in Concord 24538
  • Has a smaller lot than 92% of homes in Concord 24538
  • Older than 65% of homes in Concord 24538

What homes are worth in Concord 24538

Each bar is how many homes fall in that price range. The marker is this home.

This home
$56K$806K

This home is worth more than 32% of homes in Concord 24538.

How it measures up in Concord 24538

The dot is this home. The mark in the middle is the typical home in Concord 24538.

Estimated value$210,000
CheaperTypical $275,280Pricier

Pricier than 32% of homes nearby

Price per ft²$210
CheaperTypical $186Pricier

Pricier than 63% of homes nearby

Living area1,000 ft²
SmallerTypical 1,568 ft²Bigger

Bigger than 10% of homes nearby

Lot size0.5 ac
SmallerTypical 2 acBigger

Bigger than 8% of homes nearby

Year built1977
OlderTypical 1993Newer

Newer than 35% of homes nearby

How 109 Riviera Dr ranks against every home in each area.
MeasureThis homeConcord 24538Campbell County
Estimated valuepricier than$210,00032% of homes32% of homes
Price per ft²pricier than$21063% of homes84% of homes
Living areabigger than1,000 ft²10% of homes10% of homes
Lot sizebigger than0.5 ac8% of homes29% of homes
Year builtnewer than197735% of homes48% of homes

About 109 Riviera Dr

How much is 109 Riviera Dr, Concord, VA worth?

The TopHap Estimate for 109 Riviera Dr, Concord, VA is $210,000 as of Jul 14, 2026. The likely range is $181,189 to $238,811. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Riviera Dr, Concord, VA last sell?

109 Riviera Dr, Concord, VA last sold on May 8, 2026 for $208,000, according to the county's recorded deed.

How big is 109 Riviera Dr, Concord, VA?

109 Riviera Dr, Concord, VA has 3 bedrooms, 1 bathrooms, 1,000 square feet of living space and a 0.50-acre lot.

When was 109 Riviera Dr, Concord, VA built?

109 Riviera Dr, Concord, VA was built in 1977, making it 49 years old. The building has 1 story.

What schools serve 109 Riviera Dr, Concord, VA?

109 Riviera Dr, Concord, VA is assigned to Concord Elementary School (elementary), rated A-; Rustburg High School (high), rated B+; Rustburg Middle School (middle), rated C-. All sit in Campbell County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Riviera Dr, Concord, VA compare to other homes in Concord 24538?

Among the 2,107 homes in Concord 24538, it is worth more than 32% of them ($210,000 against a typical $275,280), its price per square foot is higher than 63% of them ($210 against a typical $186), it is bigger than 10% of them (1,000 ft² against a typical 1,568 ft²), its lot is bigger than 8% of them (0.5 ac against a typical 2 ac) and it is newer than 35% of them (1977 against a typical 1993). Measured against all of Campbell County, it is worth more than 32% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Riviera Dr, Concord, VA?

The 2025 property tax bill for 109 Riviera Dr, Concord, VA was $455. The county assessed it at $101,200.

Closest homes

More homes in Concord 24538

Assigned schools

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