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Single Family ResidenceResidential
$900,924$337 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $550,000 on Oct 11, 2016

109 ROCK LEDGE LN

LINVILLE, NC 28646
3
Beds
3 / 1
Baths
2,676 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2004
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$901K
$743K low$1.1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$550,000 · Oct 11, 2016
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$700,924
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$560,739
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.21%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$200,000
UNITED CMNTY MTG SVCS · recorded Oct 11, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,106 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$526,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$50,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$476,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$526,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$526,400

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyAvery
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2009
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 448 ft²Porch · 196 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Newland Elementary SchoolC
Elementary · Grades PK–5 · 3.5 mi
M
Avery Middle SchoolD-
Middle · Grades 6–8 · 3.6 mi
H
Avery County High SchoolD+
High · Grades 9–12 · 3.8 mi

District: Avery County Schools

Neighborhood · ZIP 28646These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.154
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.103

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.24%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.983
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.32 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,834
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,845
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Rock Ledge Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 87% of homes in Avery County
  • Costs less per square foot than 87% of homes in Linville Ridge
  • Bigger than 81% of homes in Avery County
  • Newer than 87% of homes in Linville 28646

What homes are worth in Linville 28646

Each bar is how many homes fall in that price range. The marker is this home.

This home
$48K$4.9M

This home is worth more than 43% of homes in Linville 28646.

How it measures up in Linville 28646

The dot is this home. The mark in the middle is the typical home in Linville 28646.

Estimated value$900,924
CheaperTypical $1,179,271Pricier

Pricier than 43% of homes nearby

Price per ft²$337
CheaperTypical $472Pricier

Pricier than 31% of homes nearby

Living area2,676 ft²
SmallerTypical 2,969 ft²Bigger

Bigger than 43% of homes nearby

Year built2004
OlderTypical 1984Newer

Newer than 87% of homes nearby

How 109 Rock Ledge Ln ranks against every home in each area.
MeasureThis homeLinville RidgeLinville 28646Avery County
Estimated valuepricier than$900,92425% of homes43% of homes87% of homes
Price per ft²pricier than$33713% of homes31% of homes68% of homes
Living areabigger than2,676 ft²28% of homes43% of homes81% of homes
Year builtnewer than200481% of homes87% of homes80% of homes

About 109 Rock Ledge Ln

How much is 109 Rock Ledge Ln, Linville, NC worth?

The TopHap Estimate for 109 Rock Ledge Ln, Linville, NC is $900,924 as of Jul 14, 2026. The likely range is $743,405 to $1,058,443. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Rock Ledge Ln, Linville, NC last sell?

109 Rock Ledge Ln, Linville, NC last sold on Oct 11, 2016 for $550,000, according to the county's recorded deed.

How big is 109 Rock Ledge Ln, Linville, NC?

109 Rock Ledge Ln, Linville, NC has 3 bedrooms, 3 bathrooms and 2,676 square feet of living space.

When was 109 Rock Ledge Ln, Linville, NC built?

109 Rock Ledge Ln, Linville, NC was built in 2004, making it 22 years old. The building has 1 story.

What schools serve 109 Rock Ledge Ln, Linville, NC?

109 Rock Ledge Ln, Linville, NC is assigned to Newland Elementary School (elementary), rated C; Avery Middle School (middle), rated D-; Avery County High School (high), rated D+. All sit in Avery County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Rock Ledge Ln, Linville, NC compare to other homes in Linville 28646?

Among the 1,204 homes in Linville 28646, it is worth more than 43% of them ($900,924 against a typical $1,179,271), its price per square foot is higher than 31% of them ($337 against a typical $472), it is bigger than 43% of them (2,676 ft² against a typical 2,969 ft²) and it is newer than 87% of them (2004 against a typical 1984). Measured against all of Avery County, it is worth more than 87% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Rock Ledge Ln, Linville, NC?

The 2025 property tax bill for 109 Rock Ledge Ln, Linville, NC was $2,106. The county assessed it at $526,400.

More homes on Rock Ledge Ln

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Assigned schools

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