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Single Family ResidenceResidential
$264,513$197 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $150,000 on Aug 31, 2022

109 RUBE RD

WATERFORD, PA 16441
3
Beds
2
Baths
1,344 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.4 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$265K
$248K low$281K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$150,000 · Aug 31, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,521 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$144,430 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$38,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$105,630
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$144,430
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$144,430

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.19
77
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.60 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyERIE
Lot (acres)The size of the land the home sits on, from county records.4.40
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 432 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Fort Leboeuf Sr High SchoolA
High · Grades 9–12 · 3.0 mi
M
Fort Leboeuf Middle SchoolA+
Middle · Grades 6–8 · 3.1 mi
E
Waterford Elementary SchoolA-
Elementary · Grades KG–5 · 3.5 mi

District: Fort Leboeuf School District

Neighborhood · ZIP 16441These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.68
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.10,794
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.96 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,291
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,162
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.45%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Rube Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 68% of homes in Erie County
  • Costs more per square foot than 82% of homes in Erie County
  • Has a bigger lot than 96% of homes in Erie County
  • Newer than 89% of homes in Erie County

What homes are worth in Waterford 16441

Each bar is how many homes fall in that price range. The marker is this home.

This home
$102K$631K

This home is worth more than 52% of homes in Waterford 16441.

How it measures up in Waterford 16441

The dot is this home. The mark in the middle is the typical home in Waterford 16441.

Estimated value$264,513
CheaperTypical $262,378Pricier

Pricier than 52% of homes nearby

Price per ft²$197
CheaperTypical $168Pricier

Pricier than 69% of homes nearby

Living area1,344 ft²
SmallerTypical 1,546 ft²Bigger

Bigger than 38% of homes nearby

Lot size4.4 ac
SmallerTypical 1.36 acBigger

Bigger than 81% of homes nearby

Year built1997
OlderTypical 1978Newer

Newer than 72% of homes nearby

How 109 Rube Rd ranks against every home in each area.
MeasureThis homeWaterford 16441Erie County
Estimated valuepricier than$264,51352% of homes68% of homes
Price per ft²pricier than$19769% of homes82% of homes
Living areabigger than1,344 ft²38% of homes41% of homes
Lot sizebigger than4.4 ac81% of homes96% of homes
Year builtnewer than199772% of homes89% of homes

About 109 Rube Rd

How much is 109 Rube Rd, Waterford, PA worth?

The TopHap Estimate for 109 Rube Rd, Waterford, PA is $264,513 as of Aug 30, 2026. The likely range is $247,636 to $281,390. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Rube Rd, Waterford, PA last sell?

109 Rube Rd, Waterford, PA last sold on Aug 31, 2022 for $150,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 109 Rube Rd, Waterford, PA?

109 Rube Rd, Waterford, PA has 3 bedrooms, 2 bathrooms, 1,344 square feet of living space and a 4.40-acre lot.

When was 109 Rube Rd, Waterford, PA built?

109 Rube Rd, Waterford, PA was built in 1997, making it 29 years old. It is a cape cod home. The building has 1 story.

What schools serve 109 Rube Rd, Waterford, PA?

109 Rube Rd, Waterford, PA is assigned to Fort Leboeuf Sr High School (high), rated A; Fort Leboeuf Middle School (middle), rated A+; Waterford Elementary School (elementary), rated A-. All sit in Fort Leboeuf School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Rube Rd, Waterford, PA compare to other homes in Waterford 16441?

Among the 2,926 homes in Waterford 16441, it is worth more than 52% of them ($264,513 against a typical $262,378), its price per square foot is higher than 69% of them ($197 against a typical $168), it is bigger than 38% of them (1,344 ft² against a typical 1,546 ft²), its lot is bigger than 81% of them (4.4 ac against a typical 1.36 ac) and it is newer than 72% of them (1997 against a typical 1978). Measured against all of Erie County, it is worth more than 68% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Rube Rd, Waterford, PA?

The 2026 property tax bill for 109 Rube Rd, Waterford, PA was $3,521. The county assessed it at $144,430.

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