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Single Family ResidenceResidential
$419,650$235 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $236,000 on Apr 21, 2016

109 RUBY LN

MAIDEN, NC 28650
3
Beds
2
Baths
1,784 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.46 ac
Lot SizeThe size of the land the home sits on, from county records.
2001
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$420K
$387K low$452K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$236,000 · Apr 21, 2016
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$206,950
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$165,560
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.49%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$212,700
JFQ LENDING INC · recorded Oct 30, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,301 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$326,400 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$14,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$312,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$326,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$326,400

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyCATAWBA
Lot (acres)The size of the land the home sits on, from county records.0.46
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 30 ft²Porch · 467 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Maiden Elementary SchoolB+
Elementary · Grades KG–6 · 1.2 mi
M
Maiden Middle SchoolB+
Middle · Grades 7–8 · 1.6 mi
H
Maiden High SchoolC+
High · Grades 9–12 · 2.0 mi

District: Catawba County Schools

Neighborhood · ZIP 28650These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.69

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.13,491
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.287 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,883
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,383
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Ruby Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 83% of homes in Maiden 28650
  • Costs more per square foot than 83% of homes in Maiden 28650
  • Bigger than 68% of homes in Maiden 28650
  • Has a smaller lot than 76% of homes in Maiden 28650
  • Newer than 79% of homes in Catawba County

What homes are worth in Maiden 28650

Each bar is how many homes fall in that price range. The marker is this home.

This home
$46K$741K

This home is worth more than 83% of homes in Maiden 28650.

How it measures up in Maiden 28650

The dot is this home. The mark in the middle is the typical home in Maiden 28650.

Estimated value$419,650
CheaperTypical $250,728Pricier

Pricier than 83% of homes nearby

Price per ft²$235
CheaperTypical $170Pricier

Pricier than 83% of homes nearby

Living area1,784 ft²
SmallerTypical 1,526 ft²Bigger

Bigger than 68% of homes nearby

Lot size0.46 ac
SmallerTypical 0.82 acBigger

Bigger than 24% of homes nearby

Year built2001
OlderTypical 1991Newer

Newer than 71% of homes nearby

How 109 Ruby Ln ranks against every home in each area.
MeasureThis homeMaiden 28650Catawba County
Estimated valuepricier than$419,65083% of homes78% of homes
Price per ft²pricier than$23583% of homes82% of homes
Living areabigger than1,784 ft²68% of homes63% of homes
Lot sizebigger than0.46 ac24% of homes40% of homes
Year builtnewer than200171% of homes79% of homes

About 109 Ruby Ln

How much is 109 Ruby Ln, Maiden, NC worth?

The TopHap Estimate for 109 Ruby Ln, Maiden, NC is $419,650 as of Jul 14, 2026. The likely range is $386,891 to $452,409. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Ruby Ln, Maiden, NC last sell?

109 Ruby Ln, Maiden, NC last sold on Apr 21, 2016 for $236,000, according to the county's recorded deed.

How big is 109 Ruby Ln, Maiden, NC?

109 Ruby Ln, Maiden, NC has 3 bedrooms, 2 bathrooms, 1,784 square feet of living space and a 0.46-acre lot.

When was 109 Ruby Ln, Maiden, NC built?

109 Ruby Ln, Maiden, NC was built in 2001, making it 25 years old. It is a conventional home. The building has 1 story.

What schools serve 109 Ruby Ln, Maiden, NC?

109 Ruby Ln, Maiden, NC is assigned to Maiden Elementary School (elementary), rated B+; Maiden Middle School (middle), rated B+; Maiden High School (high), rated C+. All sit in Catawba County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Ruby Ln, Maiden, NC compare to other homes in Maiden 28650?

Among the 5,772 homes in Maiden 28650, it is worth more than 83% of them ($419,650 against a typical $250,728), its price per square foot is higher than 83% of them ($235 against a typical $170), it is bigger than 68% of them (1,784 ft² against a typical 1,526 ft²), its lot is bigger than 24% of them (0.46 ac against a typical 0.82 ac) and it is newer than 71% of them (2001 against a typical 1991). Measured against all of Catawba County, it is worth more than 78% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Ruby Ln, Maiden, NC?

The 2025 property tax bill for 109 Ruby Ln, Maiden, NC was $1,301. The county assessed it at $326,400.

Closest homes

More homes in Maiden 28650

Assigned schools

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