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Single Family ResidenceResidential
$428,900$227 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

109 RUSKIN DR

MADISON, AL 35757
2 / 1
Baths
1,887 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.53 ac
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$429K
$385K low$473K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$328,900
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$263,120
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.24%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
REDSTONE FCU · recorded Feb 7, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,681 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$47,720 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,240
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$43,480
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$45,080
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$477,200

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMadison
Lot (acres)The size of the land the home sits on, from county records.0.53
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Sparkman High SchoolB
High · Grades 10–12 · 1.0 mi
E
Legacy Elementary SchoolA-
Elementary · Grades KG–5 · 2.2 mi
M
Monrovia Middle SchoolA+
Middle · Grades 6–8 · 2.3 mi

District: Madison County School District

Neighborhood · ZIP 35757These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.44
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.115
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.58

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.18,768
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,460 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$105,776
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$126,984
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Ruskin Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 74% of homes in Madison County
  • Costs more per square foot than 77% of homes in Madison 35757
  • Has a bigger lot than 72% of homes in Madison 35757
  • Older than 77% of homes in Madison 35757

What homes are worth in Madison 35757

Each bar is how many homes fall in that price range. The marker is this home.

This home
$183K$696K

This home is worth more than 69% of homes in Madison 35757.

How it measures up in Madison 35757

The dot is this home. The mark in the middle is the typical home in Madison 35757.

Estimated value$428,900
CheaperTypical $345,421Pricier

Pricier than 69% of homes nearby

Price per ft²$227
CheaperTypical $185Pricier

Pricier than 77% of homes nearby

Living area1,887 ft²
SmallerTypical 1,912 ft²Bigger

Bigger than 49% of homes nearby

Lot size0.53 ac
SmallerTypical 0.44 acBigger

Bigger than 72% of homes nearby

Year built1994
OlderTypical 2007Newer

Newer than 23% of homes nearby

How 109 Ruskin Dr ranks against every home in each area.
MeasureThis homeMadison 35757Madison County
Estimated valuepricier than$428,90069% of homes74% of homes
Price per ft²pricier than$22777% of homes74% of homes
Living areabigger than1,887 ft²49% of homes62% of homes
Lot sizebigger than0.53 ac72% of homes69% of homes
Year builtnewer than199423% of homes52% of homes

About 109 Ruskin Dr

How much is 109 Ruskin Dr, Madison, AL worth?

The TopHap Estimate for 109 Ruskin Dr, Madison, AL is $428,900 as of Jul 14, 2026. The likely range is $384,928 to $472,872. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Ruskin Dr, Madison, AL last sell?

109 Ruskin Dr, Madison, AL last sold on Aug 31, 1995, according to the county's recorded deed.

How big is 109 Ruskin Dr, Madison, AL?

109 Ruskin Dr, Madison, AL has 2 bathrooms, 1,887 square feet of living space and a 0.53-acre lot.

When was 109 Ruskin Dr, Madison, AL built?

109 Ruskin Dr, Madison, AL was built in 1994, making it 32 years old. The building has 1 story.

What schools serve 109 Ruskin Dr, Madison, AL?

109 Ruskin Dr, Madison, AL is assigned to Sparkman High School (high), rated B; Legacy Elementary School (elementary), rated A-; Monrovia Middle School (middle), rated A+. All sit in Madison County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Ruskin Dr, Madison, AL compare to other homes in Madison 35757?

Among the 7,432 homes in Madison 35757, it is worth more than 69% of them ($428,900 against a typical $345,421), its price per square foot is higher than 77% of them ($227 against a typical $185), it is bigger than 49% of them (1,887 ft² against a typical 1,912 ft²), its lot is bigger than 72% of them (0.53 ac against a typical 0.44 ac) and it is newer than 23% of them (1994 against a typical 2007). Measured against all of Madison County, it is worth more than 74% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Ruskin Dr, Madison, AL?

The 2025 property tax bill for 109 Ruskin Dr, Madison, AL was $1,681. The county assessed it at $47,720.

More homes on Ruskin Dr

Closest homes

More homes in Madison 35757

Assigned schools

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