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Single Family ResidenceResidential
$183,556$84 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

109 S BERMUDA ST

WACO, TX 76705
4
Beds
2
Baths
2,178 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.19 ac
Lot SizeThe size of the land the home sits on, from county records.
1962
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$184K
$170K low$197K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,397 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$205,700 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$187,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$210,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.10 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMCLENNAN
Lot (acres)The size of the land the home sits on, from county records.0.20
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Pier/Post & Beam
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 176 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Connally High SchoolD-
High · Grades 9–12 · 1.3 mi
E
Connally Primary SchoolD-
Elementary · Grades PK–2 · 2.1 mi
M
Connally Junior High SchoolF
Middle · Grades 6–8 · 2.2 mi

District: Connally Independent School District

Neighborhood · ZIP 76705These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.139
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.31,395
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.265 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,959
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$72,732
Average tempThe average temperature here across a full year.66°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 S Bermuda St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 75% of homes in McLennan County
  • Among the lowest price per square foot in Lacy Lakeview
  • Bigger than 91% of homes in Lacy Lakeview
  • Has a smaller lot than 76% of homes in Waco 76705
  • Older than 66% of homes in Waco 76705

What homes are worth in Waco 76705

Each bar is how many homes fall in that price range. The marker is this home.

This home
$79K$777K

This home is worth more than 44% of homes in Waco 76705.

How it measures up in Waco 76705

The dot is this home. The mark in the middle is the typical home in Waco 76705.

Estimated value$183,556
CheaperTypical $196,100Pricier

Pricier than 44% of homes nearby

Price per ft²$84
CheaperTypical $139Pricier

Pricier than 5% of homes nearby

Living area2,178 ft²
SmallerTypical 1,443 ft²Bigger

Bigger than 87% of homes nearby

Lot size0.19 ac
SmallerTypical 0.34 acBigger

Bigger than 24% of homes nearby

Year built1962
OlderTypical 1982Newer

Newer than 34% of homes nearby

How 109 S Bermuda St ranks against every home in each area.
MeasureThis homeLacy LakeviewWaco 76705McLennan County
Estimated valuepricier than$183,55651% of homes44% of homes25% of homes
Price per ft²pricier than$84almost no homes5% of homes2% of homes
Living areabigger than2,178 ft²91% of homes87% of homes75% of homes
Lot sizebigger than0.19 ac32% of homes24% of homes29% of homes
Year builtnewer than196241% of homes34% of homes34% of homes

About 109 S Bermuda St

How much is 109 S Bermuda St, Waco, TX worth?

The TopHap Estimate for 109 S Bermuda St, Waco, TX is $183,556 as of Oct 21, 2026. The likely range is $169,767 to $197,345. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 S Bermuda St, Waco, TX last sell?

109 S Bermuda St, Waco, TX last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 109 S Bermuda St, Waco, TX?

109 S Bermuda St, Waco, TX has 4 bedrooms, 2 bathrooms, 2,178 square feet of living space and a 0.20-acre lot.

When was 109 S Bermuda St, Waco, TX built?

109 S Bermuda St, Waco, TX was built in 1962, making it 64 years old. The building has 1 story.

What schools serve 109 S Bermuda St, Waco, TX?

109 S Bermuda St, Waco, TX is assigned to Connally High School (high), rated D-; Connally Primary School (elementary), rated D-; Connally Junior High School (middle), rated F. All sit in Connally Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 S Bermuda St, Waco, TX compare to other homes in Waco 76705?

Among the 10,683 homes in Waco 76705, it is worth more than 44% of them ($183,556 against a typical $196,100), its price per square foot is higher than 5% of them ($84 against a typical $139), it is bigger than 87% of them (2,178 ft² against a typical 1,443 ft²), its lot is bigger than 24% of them (0.19 ac against a typical 0.34 ac) and it is newer than 34% of them (1962 against a typical 1982). Measured against all of McLennan County, it is worth more than 25% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 S Bermuda St, Waco, TX?

The 2025 property tax bill for 109 S Bermuda St, Waco, TX was $1,397. The county assessed it at $205,700.

More homes on S Bermuda St

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