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Single Family ResidenceResidential
$136,415$62 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $42,000 on Sep 24, 1997

109 S ELM

AFTON, OK 74331
4
Beds
1
Baths
2,201 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.39 ac
Lot SizeThe size of the land the home sits on, from county records.
1921
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$136K
$129K low$144K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$42,000 · Sep 24, 1997

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$446 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$6,953 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$228
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$6,725
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$6,750
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$60,991

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
53
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
85
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
73
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
7
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyOTTAWA
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2015
Lot (acres)The size of the land the home sits on, from county records.0.39
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 96 ft²Porch · 217 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Afton Elementary SchoolB+
Elementary · Grades PK–8 · 0.4 mi
H
Afton High SchoolC-
High · Grades 9–12 · 0.5 mi

District: Afton Public Schools

Neighborhood · ZIP 74331These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.151
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.29

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.54%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.7,083
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.54 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,978
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,628
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 S Elm measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 89% of homes in Afton 74331
  • Costs less per square foot than 97% of homes in Afton 74331
  • Bigger than 88% of homes in Ottawa County
  • Has a smaller lot than 70% of homes in Afton 74331
  • Older than 98% of homes in Afton 74331

What homes are worth in Afton 74331

Each bar is how many homes fall in that price range. The marker is this home.

This home
$65K$1.8M

This home is worth more than 11% of homes in Afton 74331.

How it measures up in Afton 74331

The dot is this home. The mark in the middle is the typical home in Afton 74331.

Estimated value$136,415
CheaperTypical $408,335Pricier

Pricier than 11% of homes nearby

Price per ft²$62
CheaperTypical $248Pricier

Pricier than 3% of homes nearby

Living area2,201 ft²
SmallerTypical 1,581 ft²Bigger

Bigger than 75% of homes nearby

Lot size0.39 ac
SmallerTypical 1 acBigger

Bigger than 30% of homes nearby

Year built1921
OlderTypical 1992Newer

Newer than 2% of homes nearby

How 109 S Elm ranks against every home in each area.
MeasureThis homeAfton 74331Ottawa County
Estimated valuepricier than$136,41511% of homes54% of homes
Price per ft²pricier than$623% of homes28% of homes
Living areabigger than2,201 ft²75% of homes88% of homes
Lot sizebigger than0.39 ac30% of homes52% of homes
Year builtnewer than19212% of homes8% of homes

About 109 S Elm

How much is 109 S Elm, Afton, OK worth?

The TopHap Estimate for 109 S Elm, Afton, OK is $136,415 as of Aug 30, 2026. The likely range is $129,117 to $143,713. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 S Elm, Afton, OK last sell?

109 S Elm, Afton, OK last sold on Sep 24, 1997 for $42,000, according to the county's recorded deed.

How big is 109 S Elm, Afton, OK?

109 S Elm, Afton, OK has 4 bedrooms, 1 bathrooms, 2,201 square feet of living space and a 0.39-acre lot.

When was 109 S Elm, Afton, OK built?

109 S Elm, Afton, OK was built in 1921, making it 105 years old. It is a traditional/old home. The building has 1 story.

What schools serve 109 S Elm, Afton, OK?

109 S Elm, Afton, OK is assigned to Afton Elementary School (elementary), rated B+; Afton High School (high), rated C-. All sit in Afton Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 S Elm, Afton, OK compare to other homes in Afton 74331?

Among the 5,935 homes in Afton 74331, it is worth more than 11% of them ($136,415 against a typical $408,335), its price per square foot is higher than 3% of them ($62 against a typical $248), it is bigger than 75% of them (2,201 ft² against a typical 1,581 ft²), its lot is bigger than 30% of them (0.39 ac against a typical 1 ac) and it is newer than 2% of them (1921 against a typical 1992). Measured against all of Ottawa County, it is worth more than 54% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 S Elm, Afton, OK?

The 2025 property tax bill for 109 S Elm, Afton, OK was $446. The county assessed it at $6,953.

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