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Single Family ResidenceResidential
$115,827$82 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $96,000 on Sep 5, 2018

109 S FRANKLIN ST

ROCKFORD, OH 45882
3
Beds
2
Baths
1,414 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$116K
$94K low$138K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$96,000 · Sep 5, 2018
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$4,027
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$3,222
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.107%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$92,800
MERCER SAVINGS BANK · recorded Sep 5, 2018
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$19,000
MERCER SAVINGS BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,356 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$37,380 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,070
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$30,310
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$106,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.32
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
76
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
80
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
3
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMERCER
Lot (acres)The size of the land the home sits on, from county records.0.20
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Parkway High SchoolB+
High · Grades 9–12 · 0.6 mi
M
Parkway Middle SchoolB+
Middle · Grades 5–8 · 0.6 mi
E
Parkway Elementary SchoolA
Elementary · Grades PK–4 · 0.6 mi

District: Parkway Local School District

Neighborhood · ZIP 45882These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.105
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.211
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.70

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.2,812
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.32 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,319
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,015
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 S Franklin St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 92% of homes in Mercer County
  • Costs less per square foot than 95% of homes in Mercer County
  • Has a smaller lot than 82% of homes in Rockford 45882
  • Older than 91% of homes in Mercer County

What homes are worth in Rockford 45882

Each bar is how many homes fall in that price range. The marker is this home.

This home
$70K$479K

This home is worth more than 14% of homes in Rockford 45882.

How it measures up in Rockford 45882

The dot is this home. The mark in the middle is the typical home in Rockford 45882.

Estimated value$115,827
CheaperTypical $187,236Pricier

Pricier than 14% of homes nearby

Price per ft²$82
CheaperTypical $119Pricier

Pricier than 14% of homes nearby

Living area1,414 ft²
SmallerTypical 1,579 ft²Bigger

Bigger than 37% of homes nearby

Lot size0.2 ac
SmallerTypical 1 acBigger

Bigger than 18% of homes nearby

Year built1900
OlderTypical 1952Newer

Newer than 30% of homes nearby

How 109 S Franklin St ranks against every home in each area.
MeasureThis homeRockford 45882Mercer County
Estimated valuepricier than$115,82714% of homes8% of homes
Price per ft²pricier than$8214% of homes5% of homes
Living areabigger than1,414 ft²37% of homes42% of homes
Lot sizebigger than0.2 ac18% of homes30% of homes
Year builtnewer than190030% of homes9% of homes

About 109 S Franklin St

How much is 109 S Franklin St, Rockford, OH worth?

The TopHap Estimate for 109 S Franklin St, Rockford, OH is $115,827 as of Jul 14, 2026. The likely range is $93,766 to $137,888. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 S Franklin St, Rockford, OH last sell?

109 S Franklin St, Rockford, OH last sold on Sep 5, 2018 for $96,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 109 S Franklin St, Rockford, OH?

109 S Franklin St, Rockford, OH has 3 bedrooms, 2 bathrooms, 1,414 square feet of living space and a 0.20-acre lot.

When was 109 S Franklin St, Rockford, OH built?

109 S Franklin St, Rockford, OH was built in 1900, making it 126 years old. The building has 1 story.

What schools serve 109 S Franklin St, Rockford, OH?

109 S Franklin St, Rockford, OH is assigned to Parkway High School (high), rated B+; Parkway Middle School (middle), rated B+; Parkway Elementary School (elementary), rated A. All sit in Parkway Local School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 S Franklin St, Rockford, OH compare to other homes in Rockford 45882?

Among the 1,173 homes in Rockford 45882, it is worth more than 14% of them ($115,827 against a typical $187,236), its price per square foot is higher than 14% of them ($82 against a typical $119), it is bigger than 37% of them (1,414 ft² against a typical 1,579 ft²), its lot is bigger than 18% of them (0.2 ac against a typical 1 ac) and it is newer than 30% of them (1900 against a typical 1952). Measured against all of Mercer County, it is worth more than 8% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 S Franklin St, Rockford, OH?

The 2025 property tax bill for 109 S Franklin St, Rockford, OH was $1,356. The county assessed it at $37,380.

Closest homes

More homes in Rockford 45882

Assigned schools

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