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Single Family ResidenceResidential
$180,624$120 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $266,300 on Jul 8, 2026

109 S HOWARD ST

FLORA, IN 46929
4
Beds
1
Baths
1,500 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.77 ac
Lot SizeThe size of the land the home sits on, from county records.
2006
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$181K
$161K low$200K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$266,300 · Jul 8, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,756 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$223,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$33,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$190,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$205,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$223,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
74
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
80
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
8
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCARROLL
Lot (acres)The size of the land the home sits on, from county records.0.77
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 400 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Carroll Elementary SchoolC+
Elementary · Grades PK–6 · 2.7 mi
M
Carroll Junior High SchoolB-
Middle · Grades 7–8 · 2.7 mi
H
Carroll Senior High School
High · Grades 9–12 · 2.7 mi

District: Carroll Consolidated School Corporation

Neighborhood · ZIP 46929These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.28

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.3,358
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.69 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,043
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,444
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 S Howard St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 66% of homes in Carroll County
  • Smaller than 66% of homes in Flora 46929
  • Has a bigger lot than 65% of homes in Flora 46929
  • Newer than 93% of homes in Flora 46929

What homes are worth in Flora 46929

Each bar is how many homes fall in that price range. The marker is this home.

This home
$63K$445K

This home is worth more than 45% of homes in Flora 46929.

How it measures up in Flora 46929

The dot is this home. The mark in the middle is the typical home in Flora 46929.

Estimated value$180,624
CheaperTypical $191,702Pricier

Pricier than 45% of homes nearby

Price per ft²$120
CheaperTypical $112Pricier

Pricier than 58% of homes nearby

Living area1,500 ft²
SmallerTypical 1,776 ft²Bigger

Bigger than 34% of homes nearby

Lot size0.77 ac
SmallerTypical 0.25 acBigger

Bigger than 65% of homes nearby

Year built2006
OlderTypical 1955Newer

Newer than 93% of homes nearby

How 109 S Howard St ranks against every home in each area.
MeasureThis homeFlora 46929Carroll County
Estimated valuepricier than$180,62445% of homes34% of homes
Price per ft²pricier than$12058% of homes39% of homes
Living areabigger than1,500 ft²34% of homes40% of homes
Lot sizebigger than0.77 ac65% of homes58% of homes
Year builtnewer than200693% of homes89% of homes

About 109 S Howard St

How much is 109 S Howard St, Flora, IN worth?

The TopHap Estimate for 109 S Howard St, Flora, IN is $180,624 as of Sep 24, 2026. The likely range is $161,116 to $200,132. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 S Howard St, Flora, IN last sell?

109 S Howard St, Flora, IN last sold on Jul 8, 2026 for $266,300, according to the county's recorded deed.

How big is 109 S Howard St, Flora, IN?

109 S Howard St, Flora, IN has 4 bedrooms, 1 bathrooms, 1,500 square feet of living space and a 0.77-acre lot.

When was 109 S Howard St, Flora, IN built?

109 S Howard St, Flora, IN was built in 2006, making it 20 years old. The building has 1 story.

What schools serve 109 S Howard St, Flora, IN?

109 S Howard St, Flora, IN is assigned to Carroll Elementary School (elementary), rated C+; Carroll Junior High School (middle), rated B-; Carroll Senior High School (high). All sit in Carroll Consolidated School Corporation. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 S Howard St, Flora, IN compare to other homes in Flora 46929?

Among the 1,390 homes in Flora 46929, it is worth more than 45% of them ($180,624 against a typical $191,702), its price per square foot is higher than 58% of them ($120 against a typical $112), it is bigger than 34% of them (1,500 ft² against a typical 1,776 ft²), its lot is bigger than 65% of them (0.77 ac against a typical 0.25 ac) and it is newer than 93% of them (2006 against a typical 1955). Measured against all of Carroll County, it is worth more than 34% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 S Howard St, Flora, IN?

The 2025 property tax bill for 109 S Howard St, Flora, IN was $1,756. The county assessed it at $223,900.

Closest homes

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Assigned schools

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