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Single Family ResidenceResidential
$163,247
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

109 S JAMES ST

STANDISH, MI 48658
1
Baths
0.32 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$163K
$151K low$175K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,680 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$69,900 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$67,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$139,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.30
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
23
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
50
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
54
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
26
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Raised Ranch
CountyARENAC
Lot (acres)The size of the land the home sits on, from county records.0.32
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Foreclosure Filings(3)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Standish-Sterling Central Elementary SchoolB+
Elementary · Grades 1–6 · 2.0 mi
M
Standish-Sterling Central Junior/Senior High SchoolB
Middle · Grades 7–12 · 2.2 mi

District: Standish-Sterling Community School District

Neighborhood · ZIP 48658These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.119
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.8%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.2.2%
PopulationHow many people live in this area.5,378
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.61 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,219
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$64,873
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.30 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 S James St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a smaller lot than 81% of homes in Arenac County

What homes are worth in Standish 48658

Each bar is how many homes fall in that price range. The marker is this home.

This home
$64K$384K

This home is worth more than 62% of homes in Standish 48658.

How it measures up in Standish 48658

The dot is this home. The mark in the middle is the typical home in Standish 48658.

Estimated value$163,247
CheaperTypical $139,430Pricier

Pricier than 62% of homes nearby

Lot size0.32 ac
SmallerTypical 1 acBigger

Bigger than 26% of homes nearby

How 109 S James St ranks against every home in each area.
MeasureThis homeStandish 48658Arenac County
Estimated valuepricier than$163,24762% of homes52% of homes
Lot sizebigger than0.32 ac26% of homes19% of homes

About 109 S James St

How much is 109 S James St, Standish, MI worth?

The TopHap Estimate for 109 S James St, Standish, MI is $163,247 as of Aug 30, 2026. The likely range is $151,069 to $175,425. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 S James St, Standish, MI last sell?

109 S James St, Standish, MI last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 109 S James St, Standish, MI?

109 S James St, Standish, MI has 1 bathrooms and a 0.32-acre lot.

What schools serve 109 S James St, Standish, MI?

109 S James St, Standish, MI is assigned to Standish-Sterling Central Elementary School (elementary), rated B+; Standish-Sterling Central Junior/Senior High School (middle), rated B. All sit in Standish-Sterling Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 S James St, Standish, MI compare to other homes in Standish 48658?

Among the 2,322 homes in Standish 48658, it is worth more than 62% of them ($163,247 against a typical $139,430) and its lot is bigger than 26% of them (0.32 ac against a typical 1 ac). Measured against all of Arenac County, it is worth more than 52% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 S James St, Standish, MI?

The 2025 property tax bill for 109 S James St, Standish, MI was $2,680. The county assessed it at $69,900.

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