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Single Family ResidentialResidential
$117,206$87 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $65,000 on Apr 30, 2021

109 S MAIN ST

FINDLAY, IL 62534
3
Beds
1.5
Baths
1,344 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1975
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$117K
$98K low$137K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$65,000 · Apr 30, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$704 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$25,355 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,496
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$19,859
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$23,096
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$76,065

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
81
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
77
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
18
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountySHELBY
Lot (acres)The size of the land the home sits on, from county records.0.24
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 400 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Okaw Valley Middle SchoolC+
Middle · Grades 5–8 · 0.4 mi
H
Okaw Valley High SchoolC-
High · Grades 9–12 · 8.3 mi
E
Okaw Valley Elementary SchoolD+
Elementary · Grades PK–4 · 8.8 mi

District: Okaw Valley Community Unit School District 302

Neighborhood · ZIP 62534These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.149
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.82

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.1,154
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.30 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,582
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$69,420
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 S Main St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 67% of homes in Findlay 62534
  • Costs less per square foot than 73% of homes in Shelby County
  • Has a smaller lot than 80% of homes in Findlay 62534

What homes are worth in Findlay 62534

Each bar is how many homes fall in that price range. The marker is this home.

This home
$45K$465K

This home is worth more than 33% of homes in Findlay 62534.

How it measures up in Findlay 62534

The dot is this home. The mark in the middle is the typical home in Findlay 62534.

Estimated value$117,206
CheaperTypical $159,849Pricier

Pricier than 33% of homes nearby

Price per ft²$87
CheaperTypical $109Pricier

Pricier than 33% of homes nearby

Living area1,344 ft²
SmallerTypical 1,296 ft²Bigger

Bigger than 56% of homes nearby

Lot size0.24 ac
SmallerTypical 0.56 acBigger

Bigger than 20% of homes nearby

Year built1975
OlderTypical 1970Newer

Newer than 60% of homes nearby

How 109 S Main St ranks against every home in each area.
MeasureThis homeFindlay 62534Shelby County
Estimated valuepricier than$117,20633% of homes36% of homes
Price per ft²pricier than$8733% of homes27% of homes
Living areabigger than1,344 ft²56% of homes57% of homes
Lot sizebigger than0.24 ac20% of homes20% of homes
Year builtnewer than197560% of homes59% of homes

About 109 S Main St

How much is 109 S Main St, Findlay, IL worth?

The TopHap Estimate for 109 S Main St, Findlay, IL is $117,206 as of Oct 21, 2026. The likely range is $97,504 to $136,908. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 S Main St, Findlay, IL last sell?

109 S Main St, Findlay, IL last sold on Apr 30, 2021 for $65,000, according to the county's recorded deed.

How big is 109 S Main St, Findlay, IL?

109 S Main St, Findlay, IL has 3 bedrooms, 1.5 bathrooms, 1,344 square feet of living space and a 0.24-acre lot.

When was 109 S Main St, Findlay, IL built?

109 S Main St, Findlay, IL was built in 1975, making it 51 years old.

What schools serve 109 S Main St, Findlay, IL?

109 S Main St, Findlay, IL is assigned to Okaw Valley Middle School (middle), rated C+; Okaw Valley High School (high), rated C-; Okaw Valley Elementary School (elementary), rated D+. All sit in Okaw Valley Community Unit School District 302. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 S Main St, Findlay, IL compare to other homes in Findlay 62534?

Among the 620 homes in Findlay 62534, it is worth more than 33% of them ($117,206 against a typical $159,849), its price per square foot is higher than 33% of them ($87 against a typical $109), it is bigger than 56% of them (1,344 ft² against a typical 1,296 ft²), its lot is bigger than 20% of them (0.24 ac against a typical 0.56 ac) and it is newer than 60% of them (1975 against a typical 1970). Measured against all of Shelby County, it is worth more than 36% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 S Main St, Findlay, IL?

The 2025 property tax bill for 109 S Main St, Findlay, IL was $704. The county assessed it at $25,355.

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