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Single Family ResidenceResidential
$141,999$99 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $61,500 on Jun 19, 2007

109 S ROSS AVE

AFTON, OK 74331
3
Beds
2
Baths
1,440 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1980
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$142K
$124K low$160K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$61,500 · Jun 19, 2007
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$81,230
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$64,984
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.43%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$60,769
TAYLOR BEAN & WHITAKER MORTGAGE CORP · recorded Jun 19, 2007

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$977 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$12,589 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$228
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$12,361
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$11,990
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$115,952

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyOttawa
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2000
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 260 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Afton Elementary SchoolB+
Elementary · Grades PK–8 · 0.5 mi
H
Afton High SchoolC-
High · Grades 9–12 · 0.5 mi

District: Afton Public Schools

Neighborhood · ZIP 74331These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.151
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.29

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.54%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.7,083
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.54 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,978
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,628
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 S Ross Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 89% of homes in Afton 74331
  • Costs less per square foot than 92% of homes in Afton 74331
  • Older than 70% of homes in Afton 74331

What homes are worth in Afton 74331

Each bar is how many homes fall in that price range. The marker is this home.

This home
$61K$1.7M

This home is worth more than 11% of homes in Afton 74331.

How it measures up in Afton 74331

The dot is this home. The mark in the middle is the typical home in Afton 74331.

Estimated value$141,999
CheaperTypical $414,087Pricier

Pricier than 11% of homes nearby

Price per ft²$99
CheaperTypical $248Pricier

Pricier than 8% of homes nearby

Living area1,440 ft²
SmallerTypical 1,575 ft²Bigger

Bigger than 43% of homes nearby

Year built1980
OlderTypical 1992Newer

Newer than 30% of homes nearby

How 109 S Ross Ave ranks against every home in each area.
MeasureThis homeAfton 74331Ottawa County
Estimated valuepricier than$141,99911% of homes55% of homes
Price per ft²pricier than$998% of homes56% of homes
Living areabigger than1,440 ft²43% of homes54% of homes
Year builtnewer than198030% of homes68% of homes

About 109 S Ross Ave

How much is 109 S Ross Ave, Afton, OK worth?

The TopHap Estimate for 109 S Ross Ave, Afton, OK is $141,999 as of Jul 14, 2026. The likely range is $124,406 to $159,592. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 S Ross Ave, Afton, OK last sell?

109 S Ross Ave, Afton, OK last sold on Jun 19, 2007 for $61,500, according to the county's recorded deed.

How big is 109 S Ross Ave, Afton, OK?

109 S Ross Ave, Afton, OK has 3 bedrooms, 2 bathrooms and 1,440 square feet of living space.

When was 109 S Ross Ave, Afton, OK built?

109 S Ross Ave, Afton, OK was built in 1980, making it 46 years old. It is a traditional/old home. The building has 1 story.

What schools serve 109 S Ross Ave, Afton, OK?

109 S Ross Ave, Afton, OK is assigned to Afton Elementary School (elementary), rated B+; Afton High School (high), rated C-. All sit in Afton Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 S Ross Ave, Afton, OK compare to other homes in Afton 74331?

Among the 5,934 homes in Afton 74331, it is worth more than 11% of them ($141,999 against a typical $414,087), its price per square foot is higher than 8% of them ($99 against a typical $248), it is bigger than 43% of them (1,440 ft² against a typical 1,575 ft²) and it is newer than 30% of them (1980 against a typical 1992). Measured against all of Ottawa County, it is worth more than 55% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 S Ross Ave, Afton, OK?

The 2025 property tax bill for 109 S Ross Ave, Afton, OK was $977. The county assessed it at $12,589.

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