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Single Family ResidenceResidential
$167,654$129 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

109 S ST

ROLLA, MO 65401
3
Beds
1
Baths
1,302 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.1 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$168K
$157K low$178K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$665 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$12,750 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,140
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$10,610
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$12,750
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$67,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
25
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
37
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
80
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
65
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
14
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.3 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPHELPS
Lot (acres)The size of the land the home sits on, from county records.0.10
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Rolla High SchoolB
High · Grades 9–12 · 0.6 mi
E
Mark Twain Elementary SchoolA-
Elementary · Grades KG–3 · 0.9 mi
M
Rolla Junior High SchoolB+
Middle · Grades 7–8 · 1.3 mi

District: Rolla 31 School District

Neighborhood · ZIP 65401These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.105
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.107
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.65

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.31,711
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.125 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,832
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$69,332
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 S St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 79% of homes in Rolla 65401
  • Costs less per square foot than 75% of homes in Rolla 65401
  • Smaller than 68% of homes in Rolla 65401
  • Has a smaller lot than 96% of homes in Phelps County
  • Older than 92% of homes in Rolla 65401

What homes are worth in Rolla 65401

Each bar is how many homes fall in that price range. The marker is this home.

This home
$86K$675K

This home is worth more than 21% of homes in Rolla 65401.

How it measures up in Rolla 65401

The dot is this home. The mark in the middle is the typical home in Rolla 65401.

Estimated value$167,654
CheaperTypical $234,374Pricier

Pricier than 21% of homes nearby

Price per ft²$129
CheaperTypical $153Pricier

Pricier than 25% of homes nearby

Living area1,302 ft²
SmallerTypical 1,557 ft²Bigger

Bigger than 32% of homes nearby

Lot size0.1 ac
SmallerTypical 0.6 acBigger

Bigger than 6% of homes nearby

Year built1940
OlderTypical 1982Newer

Newer than 8% of homes nearby

How 109 S St ranks against every home in each area.
MeasureThis homeRolla 65401Phelps County
Estimated valuepricier than$167,65421% of homes23% of homes
Price per ft²pricier than$12925% of homes25% of homes
Living areabigger than1,302 ft²32% of homes35% of homes
Lot sizebigger than0.1 ac6% of homes4% of homes
Year builtnewer than19408% of homes11% of homes

About 109 S St

How much is 109 S St, Rolla, MO worth?

The TopHap Estimate for 109 S St, Rolla, MO is $167,654 as of Oct 21, 2026. The likely range is $156,898 to $178,410. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 S St, Rolla, MO last sell?

109 S St, Rolla, MO last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 109 S St, Rolla, MO?

109 S St, Rolla, MO has 3 bedrooms, 1 bathrooms, 1,302 square feet of living space and a 0.10-acre lot.

When was 109 S St, Rolla, MO built?

109 S St, Rolla, MO was built in 1940, making it 86 years old. The building has 1 story.

What schools serve 109 S St, Rolla, MO?

109 S St, Rolla, MO is assigned to Rolla High School (high), rated B; Mark Twain Elementary School (elementary), rated A-; Rolla Junior High School (middle), rated B+. All sit in Rolla 31 School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 S St, Rolla, MO compare to other homes in Rolla 65401?

Among the 10,041 homes in Rolla 65401, it is worth more than 21% of them ($167,654 against a typical $234,374), its price per square foot is higher than 25% of them ($129 against a typical $153), it is bigger than 32% of them (1,302 ft² against a typical 1,557 ft²), its lot is bigger than 6% of them (0.1 ac against a typical 0.6 ac) and it is newer than 8% of them (1940 against a typical 1982). Measured against all of Phelps County, it is worth more than 23% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 S St, Rolla, MO?

The 2025 property tax bill for 109 S St, Rolla, MO was $665. The county assessed it at $12,750.

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