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Single Family ResidenceResidential
$178,025$83 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

109 S STEWART ST

NORTH LIBERTY, IN 46554
3
Beds
2 / 1
Baths
2,142 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1899
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$178K
$168K low$188K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,352 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$160,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$31,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$128,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$146,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$160,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySt. Joseph
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1942
Lot (acres)The size of the land the home sits on, from county records.0.16
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
North Liberty SchoolB+
Elementary · Grades KG–6 · 0.5 mi
M
Harold C Urey Middle SchoolB+
Middle · Grades 7–8 · 5.4 mi
H
John Glenn High SchoolA+
High · Grades 9–12 · 5.8 mi

District: John Glenn School Corporation

Neighborhood · ZIP 46554These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.84
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.26

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.4,354
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.69 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,766
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$104,880
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 S Stewart St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 75% of homes in North Liberty 46554
  • Costs less per square foot than 95% of homes in North Liberty 46554
  • Bigger than 84% of homes in St. Joseph County
  • Has a smaller lot than 97% of homes in North Liberty 46554
  • Older than 97% of homes in St. Joseph County

What homes are worth in North Liberty 46554

Each bar is how many homes fall in that price range. The marker is this home.

This home
$93K$640K

This home is worth more than 25% of homes in North Liberty 46554.

How it measures up in North Liberty 46554

The dot is this home. The mark in the middle is the typical home in North Liberty 46554.

Estimated value$178,025
CheaperTypical $238,425Pricier

Pricier than 25% of homes nearby

Price per ft²$83
CheaperTypical $163Pricier

Pricier than 5% of homes nearby

Living area2,142 ft²
SmallerTypical 1,536 ft²Bigger

Bigger than 82% of homes nearby

Lot size0.16 ac
SmallerTypical 1.06 acBigger

Bigger than 3% of homes nearby

Year built1899
OlderTypical 1955Newer

Newer than 10% of homes nearby

How 109 S Stewart St ranks against every home in each area.
MeasureThis homeNorth Liberty 46554St. Joseph County
Estimated valuepricier than$178,02525% of homes39% of homes
Price per ft²pricier than$835% of homes11% of homes
Living areabigger than2,142 ft²82% of homes84% of homes
Lot sizebigger than0.16 ac3% of homes32% of homes
Year builtnewer than189910% of homes3% of homes

About 109 S Stewart St

How much is 109 S Stewart St, North Liberty, IN worth?

The TopHap Estimate for 109 S Stewart St, North Liberty, IN is $178,025 as of Jul 14, 2026. The likely range is $167,976 to $188,074. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 S Stewart St, North Liberty, IN last sell?

109 S Stewart St, North Liberty, IN last sold on Dec 2, 1985, according to the county's recorded deed.

How big is 109 S Stewart St, North Liberty, IN?

109 S Stewart St, North Liberty, IN has 3 bedrooms, 2 bathrooms, 2,142 square feet of living space and a 0.16-acre lot.

When was 109 S Stewart St, North Liberty, IN built?

109 S Stewart St, North Liberty, IN was built in 1899, making it 127 years old. The building has 2 stories.

What schools serve 109 S Stewart St, North Liberty, IN?

109 S Stewart St, North Liberty, IN is assigned to North Liberty School (elementary), rated B+; Harold C Urey Middle School (middle), rated B+; John Glenn High School (high), rated A+. All sit in John Glenn School Corporation. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 S Stewart St, North Liberty, IN compare to other homes in North Liberty 46554?

Among the 1,727 homes in North Liberty 46554, it is worth more than 25% of them ($178,025 against a typical $238,425), its price per square foot is higher than 5% of them ($83 against a typical $163), it is bigger than 82% of them (2,142 ft² against a typical 1,536 ft²), its lot is bigger than 3% of them (0.16 ac against a typical 1.06 ac) and it is newer than 10% of them (1899 against a typical 1955). Measured against all of St. Joseph County, it is worth more than 39% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 S Stewart St, North Liberty, IN?

The 2024 property tax bill for 109 S Stewart St, North Liberty, IN was $1,352. The county assessed it at $160,000.

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