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Single Family ResidenceResidential
$308,286$247 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $128,500 on Jun 30, 2006

109 SADDLE RIDGE CT

GARNER, NC 27529
2
Baths
1,248 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.3 ac
Lot SizeThe size of the land the home sits on, from county records.
1986
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$308K
$285K low$331K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$128,500 · Jun 30, 2006

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,045 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$291,666 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$110,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$181,666
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$291,666
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$291,666

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.25
63
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
21
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
45
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.28 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyWake
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1991
Lot (acres)The size of the land the home sits on, from county records.0.30
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 72 ft²Porch · 289 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
East Garner Magnet Middle SchoolC-
Middle · Grades 6–8 · 1.9 mi
H
South Garner High SchoolB+
High · Grades 9–12 · 2.0 mi
E
Creech Road Elementary SchoolC
Elementary · Grades PK–5 · 2.5 mi

District: Wake County Schools

Neighborhood · ZIP 27529These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.84
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.42

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.61,385
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,053 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$85,388
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$103,255
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Saddle Ridge Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 83% of homes in Wake County
  • Costs more per square foot than 88% of homes in Garner 27529
  • Smaller than 89% of homes in Wake County
  • Older than 75% of homes in Wake County

What homes are worth in Garner 27529

Each bar is how many homes fall in that price range. The marker is this home.

This home
$194K$724K

This home is worth more than 25% of homes in Garner 27529.

How it measures up in Garner 27529

The dot is this home. The mark in the middle is the typical home in Garner 27529.

Estimated value$308,286
CheaperTypical $385,510Pricier

Pricier than 25% of homes nearby

Price per ft²$247
CheaperTypical $195Pricier

Pricier than 88% of homes nearby

Living area1,248 ft²
SmallerTypical 1,948 ft²Bigger

Bigger than 12% of homes nearby

Lot size0.3 ac
SmallerTypical 0.35 acBigger

Bigger than 42% of homes nearby

Year built1986
OlderTypical 2001Newer

Newer than 27% of homes nearby

How 109 Saddle Ridge Ct ranks against every home in each area.
MeasureThis homeGarner 27529Wake County
Estimated valuepricier than$308,28625% of homes17% of homes
Price per ft²pricier than$24788% of homes62% of homes
Living areabigger than1,248 ft²12% of homes11% of homes
Lot sizebigger than0.3 ac42% of homes63% of homes
Year builtnewer than198627% of homes25% of homes

About 109 Saddle Ridge Ct

How much is 109 Saddle Ridge Ct, Garner, NC worth?

The TopHap Estimate for 109 Saddle Ridge Ct, Garner, NC is $308,286 as of Aug 30, 2026. The likely range is $285,218 to $331,354. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Saddle Ridge Ct, Garner, NC last sell?

109 Saddle Ridge Ct, Garner, NC last sold on Jun 30, 2006 for $128,500, according to the county's recorded deed.

How big is 109 Saddle Ridge Ct, Garner, NC?

109 Saddle Ridge Ct, Garner, NC has 2 bathrooms, 1,248 square feet of living space and a 0.30-acre lot.

When was 109 Saddle Ridge Ct, Garner, NC built?

109 Saddle Ridge Ct, Garner, NC was built in 1986, making it 40 years old. It is a conventional home. The building has 2 stories.

What schools serve 109 Saddle Ridge Ct, Garner, NC?

109 Saddle Ridge Ct, Garner, NC is assigned to East Garner Magnet Middle School (middle), rated C-; South Garner High School (high), rated B+; Creech Road Elementary School (elementary), rated C. All sit in Wake County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Saddle Ridge Ct, Garner, NC compare to other homes in Garner 27529?

Among the 20,239 homes in Garner 27529, it is worth more than 25% of them ($308,286 against a typical $385,510), its price per square foot is higher than 88% of them ($247 against a typical $195), it is bigger than 12% of them (1,248 ft² against a typical 1,948 ft²), its lot is bigger than 42% of them (0.3 ac against a typical 0.35 ac) and it is newer than 27% of them (1986 against a typical 2001). Measured against all of Wake County, it is worth more than 17% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Saddle Ridge Ct, Garner, NC?

The 2025 property tax bill for 109 Saddle Ridge Ct, Garner, NC was $3,045. The county assessed it at $291,666.

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