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Single Family ResidenceResidential
$3,942,063$896 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $3,300,000 on Oct 31, 2022

109 SADDLE RIDGE RD

EDWARDS, CO 81632
5
Beds
6
Baths
4,400 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.38 ac
Lot SizeThe size of the land the home sits on, from county records.
1995
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
14
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$3.9M
$3.7M low$4.2M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$3,300,000 · Oct 31, 2022

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$209,070 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$18,750
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$190,320
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$180,570
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$3,345,050

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
32
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
57
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
40
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
47
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.34 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyEagle
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2015
Lot (acres)The size of the land the home sits on, from county records.0.38
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Spa/Hot Tub (Only)
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 316 ft²Porch · 81 ft²Sprinklers

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Edwards Elementary SchoolB-
Elementary · Grades KG–5 · 3.3 mi
H
Battle Mountain High SchoolB-
High · Grades 9–12 · 4.4 mi
M
Berry Creek Middle SchoolB-
Middle · Grades 6–8 · 4.8 mi

District: Eagle County School District Re 50

Neighborhood · ZIP 81632These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.87
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.90

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.74%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.38%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.8,417
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.64 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$117,827
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$153,612
Average tempThe average temperature here across a full year.36°F
Annual precipHow much rain and melted snow falls here in a typical year.24 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.71%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Saddle Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 86% of homes in Eagle County
  • Costs more per square foot than 86% of homes in Cordillera
  • Bigger than 90% of homes in Eagle County
  • Has a bigger lot than 81% of homes in Eagle County
  • Older than 86% of homes in Cordillera

What homes are worth in Edwards 81632

Each bar is how many homes fall in that price range. The marker is this home.

This home
$370K$8.5M

This home is worth more than 76% of homes in Edwards 81632.

How it measures up in Edwards 81632

The dot is this home. The mark in the middle is the typical home in Edwards 81632.

Estimated value$3,942,063
CheaperTypical $2,189,761Pricier

Pricier than 76% of homes nearby

Price per ft²$896
CheaperTypical $796Pricier

Pricier than 68% of homes nearby

Living area4,400 ft²
SmallerTypical 2,406 ft²Bigger

Bigger than 78% of homes nearby

Lot size0.38 ac
SmallerTypical 0.19 acBigger

Bigger than 74% of homes nearby

Year built1995
OlderTypical 1997Newer

Newer than 41% of homes nearby

How 109 Saddle Ridge Rd ranks against every home in each area.
MeasureThis homeCordilleraEdwards 81632Eagle County
Estimated valuepricier than$3,942,06350% of homes76% of homes86% of homes
Price per ft²pricier than$89686% of homes68% of homes58% of homes
Living areabigger than4,400 ft²34% of homes78% of homes90% of homes
Lot sizebigger than0.38 ac28% of homes74% of homes81% of homes
Year builtnewer than199514% of homes41% of homes55% of homes

About 109 Saddle Ridge Rd

How much is 109 Saddle Ridge Rd, Edwards, CO worth?

The TopHap Estimate for 109 Saddle Ridge Rd, Edwards, CO is $3,942,063 as of Aug 30, 2026. The likely range is $3,655,753 to $4,228,373. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Saddle Ridge Rd, Edwards, CO last sell?

109 Saddle Ridge Rd, Edwards, CO last sold on Oct 31, 2022 for $3,300,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 109 Saddle Ridge Rd, Edwards, CO?

109 Saddle Ridge Rd, Edwards, CO has 5 bedrooms, 6 bathrooms, 4,400 square feet of living space and a 0.38-acre lot.

When was 109 Saddle Ridge Rd, Edwards, CO built?

109 Saddle Ridge Rd, Edwards, CO was built in 1995, making it 31 years old. The building has 2 stories.

What schools serve 109 Saddle Ridge Rd, Edwards, CO?

109 Saddle Ridge Rd, Edwards, CO is assigned to Edwards Elementary School (elementary), rated B-; Battle Mountain High School (high), rated B-; Berry Creek Middle School (middle), rated B-. All sit in Eagle County School District Re 50. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Saddle Ridge Rd, Edwards, CO compare to other homes in Edwards 81632?

Among the 5,225 homes in Edwards 81632, it is worth more than 76% of them ($3,942,063 against a typical $2,189,761), its price per square foot is higher than 68% of them ($896 against a typical $796), it is bigger than 78% of them (4,400 ft² against a typical 2,406 ft²), its lot is bigger than 74% of them (0.38 ac against a typical 0.19 ac) and it is newer than 41% of them (1995 against a typical 1997). Measured against all of Eagle County, it is worth more than 86% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on Saddle Ridge Rd

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