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Single Family ResidenceResidential
$348,763$170 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

109 SAINT ANDREWS LOOP

KERRVILLE, TX 78028
2
Baths
2,049 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1999
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$349K
$295K low$403K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,824 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$365,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$112,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$252,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$397,651
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$365,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyKERR
Lot (acres)The size of the land the home sits on, from county records.0.24
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 381 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Nimitz Elementary SchoolB+
Elementary · Grades KG–5 · 0.7 mi
H
Tivy High SchoolB-
High · Grades 9–12 · 2.1 mi
M
Hal Peterson Middle SchoolB-
Middle · Grades 6–8 · 2.7 mi

District: Kerrville Independent School District

Neighborhood · ZIP 78028These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.39,914
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.169 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,347
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,340
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.33 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Saint Andrews Loop measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 92% of homes in Kerr County
  • Bigger than 74% of homes in Kerr County
  • Has a smaller lot than 75% of homes in Kerr County
  • Newer than 66% of homes in Kerrville 78028

What homes are worth in Kerrville 78028

Each bar is how many homes fall in that price range. The marker is this home.

This home
$163K$1.4M

This home is worth more than 46% of homes in Kerrville 78028.

How it measures up in Kerrville 78028

The dot is this home. The mark in the middle is the typical home in Kerrville 78028.

Estimated value$348,763
CheaperTypical $366,337Pricier

Pricier than 46% of homes nearby

Price per ft²$170
CheaperTypical $226Pricier

Pricier than 9% of homes nearby

Living area2,049 ft²
SmallerTypical 1,568 ft²Bigger

Bigger than 73% of homes nearby

Lot size0.24 ac
SmallerTypical 0.41 acBigger

Bigger than 32% of homes nearby

Year built1999
OlderTypical 1990Newer

Newer than 66% of homes nearby

How 109 Saint Andrews Loop ranks against every home in each area.
MeasureThis homeKerrville 78028Kerr County
Estimated valuepricier than$348,76346% of homes41% of homes
Price per ft²pricier than$1709% of homes8% of homes
Living areabigger than2,049 ft²73% of homes74% of homes
Lot sizebigger than0.24 ac32% of homes25% of homes
Year builtnewer than199966% of homes63% of homes

About 109 Saint Andrews Loop

How much is 109 Saint Andrews Loop, Kerrville, TX worth?

The TopHap Estimate for 109 Saint Andrews Loop, Kerrville, TX is $348,763 as of Sep 24, 2026. The likely range is $294,680 to $402,846. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Saint Andrews Loop, Kerrville, TX last sell?

109 Saint Andrews Loop, Kerrville, TX last sold on Nov 6, 2024, according to the county's recorded deed.

How big is 109 Saint Andrews Loop, Kerrville, TX?

109 Saint Andrews Loop, Kerrville, TX has 2 bathrooms, 2,049 square feet of living space and a 0.24-acre lot.

When was 109 Saint Andrews Loop, Kerrville, TX built?

109 Saint Andrews Loop, Kerrville, TX was built in 1999, making it 27 years old.

What schools serve 109 Saint Andrews Loop, Kerrville, TX?

109 Saint Andrews Loop, Kerrville, TX is assigned to Nimitz Elementary School (elementary), rated B+; Tivy High School (high), rated B-; Hal Peterson Middle School (middle), rated B-. All sit in Kerrville Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Saint Andrews Loop, Kerrville, TX compare to other homes in Kerrville 78028?

Among the 18,116 homes in Kerrville 78028, it is worth more than 46% of them ($348,763 against a typical $366,337), its price per square foot is higher than 9% of them ($170 against a typical $226), it is bigger than 73% of them (2,049 ft² against a typical 1,568 ft²), its lot is bigger than 32% of them (0.24 ac against a typical 0.41 ac) and it is newer than 66% of them (1999 against a typical 1990). Measured against all of Kerr County, it is worth more than 41% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Saint Andrews Loop, Kerrville, TX?

The 2025 property tax bill for 109 Saint Andrews Loop, Kerrville, TX was $3,824. The county assessed it at $365,000.

More homes on Saint Andrews Loop

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More homes in Kerrville 78028

Assigned schools

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