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Single Family ResidenceResidential
$1,277,317$410 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $530,000 on Apr 16, 2012

109 SAINT ANDREWS

ST SIMONS ISLAND, GA 31522
3
Beds
4 / 1
Baths
3,116 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.89 ac
Lot SizeThe size of the land the home sits on, from county records.
1986
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$1.3M
$1.1M low$1.5M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$530,000 · Apr 16, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,695 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$426,440 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$180,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$246,440
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$382,240
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,066,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.57
96
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
37
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
90
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
59
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
7
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.42 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.86%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyGlynn
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 704 ft²Porch · 90 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
St. Simons Elementary SchoolA
Elementary · Grades KG–5 · 2.0 mi
M
Glynn Middle SchoolB-
Middle · Grades 6–8 · 4.8 mi
H
Glynn AcademyA+
High · Grades 9–12 · 5.1 mi

District: Glynn County School District

Neighborhood · ZIP 31522These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.94
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.68
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.38

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.73%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.17,404
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.233 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$107,572
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$137,416
Average tempThe average temperature here across a full year.68°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Saint Andrews measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Glynn County
  • Costs more per square foot than 82% of homes in Glynn County
  • Bigger than 90% of homes in Glynn County
  • Has a bigger lot than 90% of homes in Saint Simons Island 31522

What homes are worth in Saint Simons Island 31522

Each bar is how many homes fall in that price range. The marker is this home.

This home
$275K$3.4M

This home is worth more than 80% of homes in Saint Simons Island 31522.

How it measures up in Saint Simons Island 31522

The dot is this home. The mark in the middle is the typical home in Saint Simons Island 31522.

Estimated value$1,277,317
CheaperTypical $734,146Pricier

Pricier than 80% of homes nearby

Price per ft²$410
CheaperTypical $381Pricier

Pricier than 56% of homes nearby

Living area3,116 ft²
SmallerTypical 1,874 ft²Bigger

Bigger than 83% of homes nearby

Lot size0.89 ac
SmallerTypical 0.24 acBigger

Bigger than 90% of homes nearby

Year built1986
OlderTypical 1990Newer

Newer than 45% of homes nearby

How 109 Saint Andrews ranks against every home in each area.
MeasureThis homeSaint Simons Island 31522Glynn County
Estimated valuepricier than$1,277,31780% of homes91% of homes
Price per ft²pricier than$41056% of homes82% of homes
Living areabigger than3,116 ft²83% of homes90% of homes
Lot sizebigger than0.89 ac90% of homes85% of homes
Year builtnewer than198645% of homes46% of homes

About 109 Saint Andrews

How much is 109 Saint Andrews, St Simons Island, GA worth?

The TopHap Estimate for 109 Saint Andrews, St Simons Island, GA is $1,277,317 as of Aug 30, 2026. The likely range is $1,058,301 to $1,496,333. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Saint Andrews, St Simons Island, GA last sell?

109 Saint Andrews, St Simons Island, GA last sold on Apr 16, 2012 for $530,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 109 Saint Andrews, St Simons Island, GA?

109 Saint Andrews, St Simons Island, GA has 3 bedrooms, 4 bathrooms and 3,116 square feet of living space.

When was 109 Saint Andrews, St Simons Island, GA built?

109 Saint Andrews, St Simons Island, GA was built in 1986, making it 40 years old. It is a ranch home. The building has 1 story.

What schools serve 109 Saint Andrews, St Simons Island, GA?

109 Saint Andrews, St Simons Island, GA is assigned to St. Simons Elementary School (elementary), rated A; Glynn Middle School (middle), rated B-; Glynn Academy (high), rated A+. All sit in Glynn County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Saint Andrews, St Simons Island, GA compare to other homes in Saint Simons Island 31522?

Among the 11,998 homes in Saint Simons Island 31522, it is worth more than 80% of them ($1,277,317 against a typical $734,146), its price per square foot is higher than 56% of them ($410 against a typical $381), it is bigger than 83% of them (3,116 ft² against a typical 1,874 ft²), its lot is bigger than 90% of them (0.89 ac against a typical 0.24 ac) and it is newer than 45% of them (1986 against a typical 1990). Measured against all of Glynn County, it is worth more than 91% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Saint Andrews, St Simons Island, GA?

The 2025 property tax bill for 109 Saint Andrews, St Simons Island, GA was $10,695. The county assessed it at $426,440.

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