Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$742,659$402 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026
Last sold for $145,000 on Sep 12, 1996

109 SAINT CLOUD LN

BOCA RATON, FL 33431
4
Beds
2
Baths
1,848 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1969
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$743K
$654K low$832K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$145,000 · Sep 12, 1996
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$742,659
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$594,127

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,270 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$538,749 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$489,772
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$619,259

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPALM BEACH
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1984
Lot (acres)The size of the land the home sits on, from county records.0.25
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
RoofThe main material covering the roof, such as asphalt shingle or tile.Concrete
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 450 ft²Porch · 362 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Blue Lake Elementary SchoolA+
Elementary · Grades KG–5 · 0.7 mi
H
Spanish River Community High SchoolA-
High · Grades 9–12 · 1.8 mi
M
Omni Middle SchoolA
Middle · Grades 6–8 · 2.0 mi

District: Palm Beach County School District

Neighborhood · ZIP 33431These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.75
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.70
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.35%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.26,382
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,792 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$103,362
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$138,588
Average tempThe average temperature here across a full year.75°F
Annual precipHow much rain and melted snow falls here in a typical year.60 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Saint Cloud Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 75% of homes in Palm Beach County
  • Costs more per square foot than 77% of homes in Palm Beach County
  • Bigger than 78% of homes in University Park Club
  • Has a bigger lot than 86% of homes in University Park Club
  • Older than 86% of homes in Palm Beach County

What homes are worth in Boca Raton 33431

Each bar is how many homes fall in that price range. The marker is this home.

This home
$143K$4.2M

This home is worth more than 53% of homes in Boca Raton 33431.

How it measures up in Boca Raton 33431

The dot is this home. The mark in the middle is the typical home in Boca Raton 33431.

Estimated value$742,659
CheaperTypical $713,407Pricier

Pricier than 53% of homes nearby

Price per ft²$402
CheaperTypical $456Pricier

Pricier than 37% of homes nearby

Living area1,848 ft²
SmallerTypical 1,640 ft²Bigger

Bigger than 63% of homes nearby

Lot size0.25 ac
SmallerTypical 0.23 acBigger

Bigger than 56% of homes nearby

Year built1969
OlderTypical 1979Newer

Newer than 27% of homes nearby

How 109 Saint Cloud Ln ranks against every home in each area.
MeasureThis homeUniversity Park ClubBoca Raton 33431Palm Beach County
Estimated valuepricier than$742,65973% of homes53% of homes75% of homes
Price per ft²pricier than$40241% of homes37% of homes77% of homes
Living areabigger than1,848 ft²78% of homes63% of homes64% of homes
Lot sizebigger than0.25 ac86% of homes56% of homes57% of homes
Year builtnewer than196953% of homes27% of homes14% of homes

About 109 Saint Cloud Ln

How much is 109 Saint Cloud Ln, Boca Raton, FL worth?

The TopHap Estimate for 109 Saint Cloud Ln, Boca Raton, FL is $742,659 as of Jun 23, 2026. The likely range is $653,539 to $831,778. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Saint Cloud Ln, Boca Raton, FL last sell?

109 Saint Cloud Ln, Boca Raton, FL last sold on Sep 12, 1996 for $145,000, according to the county's recorded deed.

How big is 109 Saint Cloud Ln, Boca Raton, FL?

109 Saint Cloud Ln, Boca Raton, FL has 4 bedrooms, 2 bathrooms, 1,848 square feet of living space and a 0.25-acre lot.

When was 109 Saint Cloud Ln, Boca Raton, FL built?

109 Saint Cloud Ln, Boca Raton, FL was built in 1969, making it 57 years old. The building has 1 story.

What schools serve 109 Saint Cloud Ln, Boca Raton, FL?

109 Saint Cloud Ln, Boca Raton, FL is assigned to Blue Lake Elementary School (elementary), rated A+; Spanish River Community High School (high), rated A-; Omni Middle School (middle), rated A. All sit in Palm Beach County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Saint Cloud Ln, Boca Raton, FL compare to other homes in Boca Raton 33431?

Among the 7,866 homes in Boca Raton 33431, it is worth more than 53% of them ($742,659 against a typical $713,407), its price per square foot is higher than 37% of them ($402 against a typical $456), it is bigger than 63% of them (1,848 ft² against a typical 1,640 ft²), its lot is bigger than 56% of them (0.25 ac against a typical 0.23 ac) and it is newer than 27% of them (1969 against a typical 1979). Measured against all of Palm Beach County, it is worth more than 75% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Saint Cloud Ln, Boca Raton, FL?

The 2024 property tax bill for 109 Saint Cloud Ln, Boca Raton, FL was $9,270. The county assessed it at $538,749.

Closest homes

More homes in Boca Raton 33431

Assigned schools

Explore the area

See this home in context

Open 109 Saint Cloud Ln on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map