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Single Family ResidenceResidential
$590,313$215 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $260,020 on Jan 27, 2003

109 SARATOGA LN

SWEDESBORO, NJ 08085
0
Baths
2,748 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.3 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$590K
$570K low$610K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$260,020 · Jan 27, 2003

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$11,478 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$339,900 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$60,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$279,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$339,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$339,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
23
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
74
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
85
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyGLOUCESTER
Lot (acres)The size of the land the home sits on, from county records.0.30
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Governor Charles C. Stratton
Elementary · Grades 1–2 · 0.3 mi
H
Kingsway Regional High SchoolA-
High · Grades 9–12 · 2.4 mi
M
Kingsway Regional Middle SchoolC+
Middle · Grades 7–8 · 2.5 mi

District: Swedesboro-Woolwich School District

Neighborhood · ZIP 08085These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.66
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.76

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.22,489
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.458 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$127,447
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$156,301
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Saratoga Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 88% of homes in Gloucester County
  • Bigger than 88% of homes in Gloucester County
  • Has a bigger lot than 67% of homes in Swedesboro 08085
  • Newer than 85% of homes in Gloucester County

What homes are worth in Swedesboro 08085

Each bar is how many homes fall in that price range. The marker is this home.

This home
$231K$850K

This home is worth more than 77% of homes in Swedesboro 08085.

How it measures up in Swedesboro 08085

The dot is this home. The mark in the middle is the typical home in Swedesboro 08085.

Estimated value$590,313
CheaperTypical $467,493Pricier

Pricier than 77% of homes nearby

Price per ft²$215
CheaperTypical $218Pricier

Pricier than 46% of homes nearby

Living area2,748 ft²
SmallerTypical 2,110 ft²Bigger

Bigger than 80% of homes nearby

Lot size0.3 ac
SmallerTypical 0.21 acBigger

Bigger than 67% of homes nearby

Year built2003
OlderTypical 2001Newer

Newer than 60% of homes nearby

How 109 Saratoga Ln ranks against every home in each area.
MeasureThis homeSwedesboro 08085Gloucester County
Estimated valuepricier than$590,31377% of homes88% of homes
Price per ft²pricier than$21546% of homes45% of homes
Living areabigger than2,748 ft²80% of homes88% of homes
Lot sizebigger than0.3 ac67% of homes61% of homes
Year builtnewer than200360% of homes85% of homes

About 109 Saratoga Ln

How much is 109 Saratoga Ln, Swedesboro, NJ worth?

The TopHap Estimate for 109 Saratoga Ln, Swedesboro, NJ is $590,313 as of Aug 30, 2026. The likely range is $570,149 to $610,477. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Saratoga Ln, Swedesboro, NJ last sell?

109 Saratoga Ln, Swedesboro, NJ last sold on Jan 27, 2003 for $260,020, according to the county's recorded deed.

How big is 109 Saratoga Ln, Swedesboro, NJ?

109 Saratoga Ln, Swedesboro, NJ has 2,748 square feet of living space and a 0.30-acre lot.

When was 109 Saratoga Ln, Swedesboro, NJ built?

109 Saratoga Ln, Swedesboro, NJ was built in 2003, making it 23 years old. The building has 2 stories.

What schools serve 109 Saratoga Ln, Swedesboro, NJ?

109 Saratoga Ln, Swedesboro, NJ is assigned to Governor Charles C. Stratton (elementary); Kingsway Regional High School (high), rated A-; Kingsway Regional Middle School (middle), rated C+. All sit in Swedesboro-Woolwich School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Saratoga Ln, Swedesboro, NJ compare to other homes in Swedesboro 08085?

Among the 7,113 homes in Swedesboro 08085, it is worth more than 77% of them ($590,313 against a typical $467,493), its price per square foot is higher than 46% of them ($215 against a typical $218), it is bigger than 80% of them (2,748 ft² against a typical 2,110 ft²), its lot is bigger than 67% of them (0.3 ac against a typical 0.21 ac) and it is newer than 60% of them (2003 against a typical 2001). Measured against all of Gloucester County, it is worth more than 88% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Saratoga Ln, Swedesboro, NJ?

The 2025 property tax bill for 109 Saratoga Ln, Swedesboro, NJ was $11,478. The county assessed it at $339,900.

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