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TownhouseResidential
$371,074$239 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $370,000 on Jun 30, 2026

109 SPENCER CIR

FOREST HILL, MD 21050
2.5
Baths
1,552 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2,000 ft²
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$371K
$345K low$397K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$370,000 · Jun 30, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,384 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$310,467 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$297,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$337,200

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Townhouse
StyleThe architectural style of the home, such as ranch or colonial.Townhouse
CountyHARFORD
Lot (acres)The size of the land the home sits on, from county records.0.05
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 172 ft²Patio · 98 ft²

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Forest Hill Elementary SchoolA
Elementary · Grades PK–5 · 1.6 mi
H
Bel Air High SchoolB
High · Grades 9–12 · 2.7 mi
M
Bel Air Middle SchoolA-
Middle · Grades 6–8 · 3.0 mi

District: Harford County Public Schools

Neighborhood · ZIP 21050These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.50
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.51

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.18,542
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.651 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$121,903
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$140,805
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Spencer Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 79% of homes in Forest Hill 21050
  • Has a smaller lot than 97% of homes in Forest Hill 21050
  • Newer than 71% of homes in Harford County

What homes are worth in Forest Hill 21050

Each bar is how many homes fall in that price range. The marker is this home.

This home
$217K$1.1M

This home is worth more than 21% of homes in Forest Hill 21050.

How it measures up in Forest Hill 21050

The dot is this home. The mark in the middle is the typical home in Forest Hill 21050.

Estimated value$371,074
CheaperTypical $504,542Pricier

Pricier than 21% of homes nearby

Price per ft²$239
CheaperTypical $253Pricier

Pricier than 37% of homes nearby

Living area1,552 ft²
SmallerTypical 1,920 ft²Bigger

Bigger than 36% of homes nearby

Lot size2,000 ft²
SmallerTypical 0.64 acBigger

Bigger than 3% of homes nearby

Year built1998
OlderTypical 1994Newer

Newer than 66% of homes nearby

How 109 Spencer Cir ranks against every home in each area.
MeasureThis homeForest Hill 21050Harford County
Estimated valuepricier than$371,07421% of homes40% of homes
Price per ft²pricier than$23937% of homes51% of homes
Living areabigger than1,552 ft²36% of homes44% of homes
Lot sizebigger than2,000 ft²3% of homes8% of homes
Year builtnewer than199866% of homes71% of homes

About 109 Spencer Cir

How much is 109 Spencer Cir, Forest Hill, MD worth?

The TopHap Estimate for 109 Spencer Cir, Forest Hill, MD is $371,074 as of Sep 24, 2026. The likely range is $344,725 to $397,423. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Spencer Cir, Forest Hill, MD last sell?

109 Spencer Cir, Forest Hill, MD last sold on Jun 30, 2026 for $370,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 109 Spencer Cir, Forest Hill, MD?

109 Spencer Cir, Forest Hill, MD has 2.5 bathrooms, 1,552 square feet of living space and a 0.05-acre lot.

When was 109 Spencer Cir, Forest Hill, MD built?

109 Spencer Cir, Forest Hill, MD was built in 1998, making it 28 years old. It is a townhouse home. The building has 2 stories.

What schools serve 109 Spencer Cir, Forest Hill, MD?

109 Spencer Cir, Forest Hill, MD is assigned to Forest Hill Elementary School (elementary), rated A; Bel Air High School (high), rated B; Bel Air Middle School (middle), rated A-. All sit in Harford County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Spencer Cir, Forest Hill, MD compare to other homes in Forest Hill 21050?

Among the 6,748 homes in Forest Hill 21050, it is worth more than 21% of them ($371,074 against a typical $504,542), its price per square foot is higher than 37% of them ($239 against a typical $253), it is bigger than 36% of them (1,552 ft² against a typical 1,920 ft²), its lot is bigger than 3% of them (2,000 ft² against a typical 0.64 ac) and it is newer than 66% of them (1998 against a typical 1994). Measured against all of Harford County, it is worth more than 40% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Spencer Cir, Forest Hill, MD?

The 2026 property tax bill for 109 Spencer Cir, Forest Hill, MD was $3,384. The county assessed it at $310,467.

More homes on Spencer Cir

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Assigned schools

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