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Row HouseResidential
$95,840$122 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

109 SPRING ST

CHARLESTOWN, IN 47111
4
Beds
1
Baths
784 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$96K
$85K low$107K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,194 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$109,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$103,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$54,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$109,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
9
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
84
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
91
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Row House
CountyCLARK
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1985
Lot (acres)The size of the land the home sits on, from county records.0.21
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Charlestown Middle SchoolA
Middle · Grades 6–8 · 0.6 mi
H
Charlestown High SchoolC+
High · Grades 9–12 · 0.8 mi
E
Charlestown Elementary School
Elementary · Grades KG–5 · 1.8 mi

District: Greater Clark County Schools

Neighborhood · ZIP 47111These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.88
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.112
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.42

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.15,723
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.191 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$89,406
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$102,529
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Spring St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Charlestown 47111
  • Costs less per square foot than 93% of homes in Charlestown 47111
  • Smaller than 98% of homes in Clark County
  • Has a smaller lot than 82% of homes in Charlestown 47111
  • Older than 94% of homes in Charlestown 47111

What homes are worth in Charlestown 47111

Each bar is how many homes fall in that price range. The marker is this home.

This home
$123K$627K

This home is worth less than almost all homes in Charlestown 47111.

How it measures up in Charlestown 47111

The dot is this home. The mark in the middle is the typical home in Charlestown 47111.

Estimated value$95,840
CheaperTypical $308,784Pricier

Cheaper than almost all homes nearby

Price per ft²$122
CheaperTypical $191Pricier

Pricier than 7% of homes nearby

Living area784 ft²
SmallerTypical 1,593 ft²Bigger

Bigger than 3% of homes nearby

Lot size0.21 ac
SmallerTypical 0.37 acBigger

Bigger than 18% of homes nearby

Year built1940
OlderTypical 2001Newer

Newer than 6% of homes nearby

How 109 Spring St ranks against every home in each area.
MeasureThis homeCharlestownCharlestown 47111Clark County
Estimated valuepricier than$95,8402% of homesalmost no homesalmost no homes
Price per ft²pricier than$1229% of homes7% of homes11% of homes
Living areabigger than784 ft²3% of homes3% of homes2% of homes
Lot sizebigger than0.21 ac29% of homes18% of homes33% of homes
Year builtnewer than19409% of homes6% of homes9% of homes

About 109 Spring St

How much is 109 Spring St, Charlestown, IN worth?

The TopHap Estimate for 109 Spring St, Charlestown, IN is $95,840 as of Aug 30, 2026. The likely range is $84,756 to $106,924. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Spring St, Charlestown, IN last sell?

109 Spring St, Charlestown, IN last sold on Nov 19, 2019, according to the county's recorded deed.

How big is 109 Spring St, Charlestown, IN?

109 Spring St, Charlestown, IN has 4 bedrooms, 1 bathrooms, 784 square feet of living space and a 0.21-acre lot.

When was 109 Spring St, Charlestown, IN built?

109 Spring St, Charlestown, IN was built in 1940, making it 86 years old. The building has 1 story.

What schools serve 109 Spring St, Charlestown, IN?

109 Spring St, Charlestown, IN is assigned to Charlestown Middle School (middle), rated A; Charlestown High School (high), rated C+; Charlestown Elementary School (elementary). All sit in Greater Clark County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Spring St, Charlestown, IN compare to other homes in Charlestown 47111?

Among the 7,425 homes in Charlestown 47111, it is worth more than almost none of them ($95,840 against a typical $308,784), its price per square foot is higher than 7% of them ($122 against a typical $191), it is bigger than 3% of them (784 ft² against a typical 1,593 ft²), its lot is bigger than 18% of them (0.21 ac against a typical 0.37 ac) and it is newer than 6% of them (1940 against a typical 2001). Measured against all of Clark County, it is worth more than almost no homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Spring St, Charlestown, IN?

The 2025 property tax bill for 109 Spring St, Charlestown, IN was $2,194. The county assessed it at $109,700.

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