Skip to content
Skip to content
TopHapOpen in map
Quadplex (4 Units, Any Combination)Residential

109 SPRUCE ST

CLAY, WV 25043
3
Beds
1
Baths
1,092 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.65 ac
Lot SizeThe size of the land the home sits on, from county records.
1930
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$526 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$22,980 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,180
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$16,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$29,640
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$38,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
32
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
80
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
97
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
32
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.19 in
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Quadplex (4 Units, Any Combination)
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyCLAY
Lot (acres)The size of the land the home sits on, from county records.2.65
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Clay Middle SchoolD-
Middle · Grades 6–8 · 1.1 mi
E
Clay Elementary SchoolC
Elementary · Grades PK–5 · 1.1 mi
H
Clay County High SchoolD-
High · Grades 9–12 · 2.2 mi

District: Clay County School District

Neighborhood · ZIP 25043These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.164
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.114
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.44

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.78%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.8%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.24%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.1,754
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.17 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$34,669
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$50,022
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.45%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Spruce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Smaller than 69% of homes in Clay County
  • Has a bigger lot than 71% of homes in Clay 25043
  • Older than 90% of homes in Clay County

How it measures up in Clay 25043

The dot is this home. The mark in the middle is the typical home in Clay 25043.

Living area1,092 ft²
SmallerTypical 1,300 ft²Bigger

Bigger than 35% of homes nearby

Lot size2.65 ac
SmallerTypical 0.95 acBigger

Bigger than 71% of homes nearby

Year built1930
OlderTypical 1969Newer

Newer than 12% of homes nearby

How 109 Spruce St ranks against every home in each area.
MeasureThis homeClay 25043Clay County
Living areabigger than1,092 ft²35% of homes31% of homes
Lot sizebigger than2.65 ac71% of homes57% of homes
Year builtnewer than193012% of homes10% of homes

About 109 Spruce St

When did 109 Spruce St, Clay, WV last sell?

109 Spruce St, Clay, WV last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 109 Spruce St, Clay, WV?

109 Spruce St, Clay, WV has 3 bedrooms, 1 bathrooms, 1,092 square feet of living space and a 2.65-acre lot.

When was 109 Spruce St, Clay, WV built?

109 Spruce St, Clay, WV was built in 1930, making it 96 years old. It is a conventional home. The building has 1 story.

What schools serve 109 Spruce St, Clay, WV?

109 Spruce St, Clay, WV is assigned to Clay Middle School (middle), rated D-; Clay Elementary School (elementary), rated C; Clay County High School (high), rated D-. All sit in Clay County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Spruce St, Clay, WV compare to other homes in Clay 25043?

Among the 692 homes in Clay 25043, it is bigger than 35% of them (1,092 ft² against a typical 1,300 ft²), its lot is bigger than 71% of them (2.65 ac against a typical 0.95 ac) and it is newer than 12% of them (1930 against a typical 1969). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Spruce St, Clay, WV?

The 2026 property tax bill for 109 Spruce St, Clay, WV was $526. The county assessed it at $22,980.

More homes on Spruce St

Closest homes

More homes in Clay 25043

Assigned schools

Explore the area

See this home in context

Open 109 Spruce St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map