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Single Family ResidentialResidential
$63,794$83 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

109 SPRUCE ST

MURRAY, KY 42071
0
Baths
768 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1996
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$64K
$56K low$72K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$171 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$40,000 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$40,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$40,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyCalloway
ConstructionThe main material the home's frame and walls are built from.Adobe
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Gas
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.No Garage
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 84 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Murray Middle SchoolA+
Middle · Grades 4–8 · 0.7 mi
E
Murray Elementary SchoolA+
Elementary · Grades PK–3 · 1.6 mi
H
Murray High SchoolA+
High · Grades 9–12 · 2.1 mi

District: Murray Independent School District

Neighborhood · ZIP 42071These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.235

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.31,119
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.124 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,776
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$69,134
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Spruce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 78% of homes in Calloway County
  • Costs less per square foot than 88% of homes in Murray 42071
  • Smaller than 97% of homes in Murray 42071

What homes are worth in Murray 42071

Each bar is how many homes fall in that price range. The marker is this home.

This home
$24K$510K

This home is worth more than 23% of homes in Murray 42071.

How it measures up in Murray 42071

The dot is this home. The mark in the middle is the typical home in Murray 42071.

Estimated value$63,794
CheaperTypical $128,219Pricier

Pricier than 23% of homes nearby

Price per ft²$83
CheaperTypical $123Pricier

Pricier than 12% of homes nearby

Living area768 ft²
SmallerTypical 1,710 ft²Bigger

Bigger than 3% of homes nearby

Year built1996
OlderTypical 1993Newer

Newer than 64% of homes nearby

How 109 Spruce St ranks against every home in each area.
MeasureThis homeMurray 42071Calloway County
Estimated valuepricier than$63,79423% of homes22% of homes
Price per ft²pricier than$8312% of homes15% of homes
Living areabigger than768 ft²3% of homes3% of homes
Year builtnewer than199664% of homes61% of homes

About 109 Spruce St

How much is 109 Spruce St, Murray, KY worth?

The TopHap Estimate for 109 Spruce St, Murray, KY is $63,794 as of Sep 24, 2026. The likely range is $55,876 to $71,712. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Spruce St, Murray, KY last sell?

109 Spruce St, Murray, KY last sold on Nov 16, 2005, according to the county's recorded deed.

When was 109 Spruce St, Murray, KY built?

109 Spruce St, Murray, KY was built in 1996, making it 30 years old. The building has 1 story.

What schools serve 109 Spruce St, Murray, KY?

109 Spruce St, Murray, KY is assigned to Murray Middle School (middle), rated A+; Murray Elementary School (elementary), rated A+; Murray High School (high), rated A+. All sit in Murray Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Spruce St, Murray, KY compare to other homes in Murray 42071?

Among the 19,914 homes in Murray 42071, it is worth more than 23% of them ($63,794 against a typical $128,219), its price per square foot is higher than 12% of them ($83 against a typical $123), it is bigger than 3% of them (768 ft² against a typical 1,710 ft²) and it is newer than 64% of them (1996 against a typical 1993). Measured against all of Calloway County, it is worth more than 22% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Spruce St, Murray, KY?

The 2025 property tax bill for 109 Spruce St, Murray, KY was $171. The county assessed it at $40,000.

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