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Duplex (2 Units, Any Combination)Residential

109 SPRUCE ST

STEAMBOAT SPRINGS, CO 80487
3
Beds
4
Baths
2,635 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.29 ac
Lot SizeThe size of the land the home sits on, from county records.
1964
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,994 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$119,720 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$95,180
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$24,540
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$109,290
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,698,060

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.57
98
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
28
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
55
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
60
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
44
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.193 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Duplex (2 Units, Any Combination)
StyleThe architectural style of the home, such as ranch or colonial.Contemporary
CountyRoutt
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1972
Lot (acres)The size of the land the home sits on, from county records.0.29
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
HeatingThe type of heating system in the home.Forced Air
FireplaceWhether the home has a fireplace, and what kind.Yes

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Soda Creek Elementary SchoolA
Elementary · Grades KG–5 · 0.3 mi
H
Steamboat Springs High SchoolD+
High · Grades 9–12 · 0.3 mi
M
Steamboat Springs Middle SchoolA
Middle · Grades 6–8 · 0.6 mi

District: Steamboat Springs School District Re-2

Neighborhood · ZIP 80487These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.99
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.60

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.61%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.18,376
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.28 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$106,682
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$137,590
Average tempThe average temperature here across a full year.38°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.71%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Spruce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 80% of homes in Routt County
  • Older than 94% of homes in Steamboat Springs 80487

How it measures up in Steamboat Springs 80487

The dot is this home. The mark in the middle is the typical home in Steamboat Springs 80487.

Living area2,635 ft²
SmallerTypical 1,602 ft²Bigger

Bigger than 77% of homes nearby

Lot size0.29 ac
SmallerTypical 0.3 acBigger

Bigger than 48% of homes nearby

Year built1964
OlderTypical 1993Newer

Newer than 6% of homes nearby

How 109 Spruce St ranks against every home in each area.
MeasureThis homeSteamboat Springs 80487Routt County
Living areabigger than2,635 ft²77% of homes80% of homes
Lot sizebigger than0.29 ac48% of homes44% of homes
Year builtnewer than19646% of homes9% of homes

About 109 Spruce St

How big is 109 Spruce St, Steamboat Springs, CO?

109 Spruce St, Steamboat Springs, CO has 3 bedrooms, 4 bathrooms, 2,635 square feet of living space and a 0.29-acre lot.

When was 109 Spruce St, Steamboat Springs, CO built?

109 Spruce St, Steamboat Springs, CO was built in 1964, making it 62 years old. It is a contemporary home. The building has 1 story.

What schools serve 109 Spruce St, Steamboat Springs, CO?

109 Spruce St, Steamboat Springs, CO is assigned to Soda Creek Elementary School (elementary), rated A; Steamboat Springs High School (high), rated D+; Steamboat Springs Middle School (middle), rated A. All sit in Steamboat Springs School District Re-2. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Spruce St, Steamboat Springs, CO compare to other homes in Steamboat Springs 80487?

Among the 12,184 homes in Steamboat Springs 80487, it is bigger than 77% of them (2,635 ft² against a typical 1,602 ft²), its lot is bigger than 48% of them (0.29 ac against a typical 0.3 ac) and it is newer than 6% of them (1964 against a typical 1993). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Spruce St, Steamboat Springs, CO?

The 2025 property tax bill for 109 Spruce St, Steamboat Springs, CO was $3,994. The county assessed it at $119,720.

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